https://vidert.com/v/investing/video/20859/spacex-and-openai-the-mega-ipo-grift 2026-04-05T10:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/iOyFja87uyw/maxresdefault.jpg SpaceX and OpenAI: The Mega IPO Grift Some massive companies are set to go public very soon. Private companies like SpaceX, OpenAI, and Anthropic would rank among the largest public companies if they went public, and index funds would be forced to buy their stock. That means if you are an index fund investor, you may soon be investing in these companies whether you like it or not. The problem is that most IPOs are terrible investments, and these ones in particular raise some questions. ------------------ Timestamps: 00:00 - Intro 00:37 - Index Fund Mechanics & IPO Inclusion 02:22 - Fast-Track and Low-Float 06:15 - SpaceX & OpenAI: A Closer Look 08:10 - IPOs are TERRIBLE investments (historically) 12:54 - Implications for Index Fund Investors 14:43 - Should investors seek private market access? 17:29 - What this means for you ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/4e6f51538a4a45bd8bc4f11ecf6ded75 *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/iOyFja87uyw 2026-04-05T10:00:00.000Z Ben Felix 1124 yes no https://vidert.com/v/investing/video/19677/exciting-announcement 2026-04-01T12:33:47.000Z weekly 0.5 https://i.ytimg.com/vi/uh72gMH2vik/maxresdefault.jpg Exciting Announcement Some exciting news for the channel! https://www.youtube.com/embed/uh72gMH2vik 2026-04-01T12:33:47.000Z The Plain Bagel 216 yes no https://vidert.com/v/investing/video/18852/the-war-is-going-great-according-to-the-s-p-500 2026-03-28T08:15:06.000Z weekly 0.5 https://i.ytimg.com/vi/0GGxyIA6Yr0/maxresdefault.jpg The War Is Going Great (According to the S&P 500) Take your personal data back with Incogni! Use code BOYLE at the link below and get 60% off an annual plan: https://incogni.com/boyle Equity markets have spent the past month treating the war in Iran like a minor inconvenience — a 'buy the dip' opportunity rather than a structural crisis. But while stock traders debate whether the President will 'TACO out' of the conflict, the real story is unfolding in the commodities that never make the headlines: LNG, helium, fertilizer, and aluminium. With the Strait of Hormuz effectively closed, Qatar's liquefaction plants in ruins, and Oxford Economics estimating the waterway will remain largely impassable until May, no Truth Social post is going to fix this. In this video, we look at why the physical damage to the region's infrastructure means the economic fallout will be felt long after the shooting stops — and why the winners and losers of this crisis are not who you'd expect. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/0GGxyIA6Yr0 2026-03-28T08:15:06.000Z Patrick Boyle 1787 yes no https://vidert.com/v/investing/video/17422/the-finance-paper-that-changed-everything 2026-03-22T10:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/N5v2b42i_2g/maxresdefault.jpg The Finance Paper That Changed Everything A 1993 paper in the Journal of Financial Economics with nearly 15,000 citations today changed financial economics and portfolio management forever. Eugene Fama and Kenneth French found that a group of three factors explained the vast majority of differences in returns across diversified portfolios. These findings had, and continue to have, sweeping implications for both the study and practice of investment management. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Timestamps* 0:00 - Intro 0:56 - What We'll Cover 1:14 - Risk, Return, and Asset Pricing 2:55 - CAPM 5:56 - Methodology (pt. 1) 8:21 - Methodology (pt. 2) 11:07 - Results 13:37 - Implications 15:04 - Future Research 16:41 - Real Applications 18:18 - What This Means for You *References* https://zbib.org/669127c48e994c818f42b4354a84ed21 *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/N5v2b42i_2g 2026-03-22T10:00:00.000Z Ben Felix 1157 yes no https://vidert.com/v/investing/video/17230/the-3-5-trillion-crisis-no-one-is-talking-about 2026-03-20T22:15:06.000Z weekly 0.5 https://i.ytimg.com/vi/8Qc5U00IiAk/maxresdefault.jpg The $3.5 Trillion Crisis No One Is Talking About If you’re ready to level up your AI leadership skills, head to https://masterclass.yt.link/5o4X21q to get 15% off the Lead with AI Certificate from MasterClass and Microsoft. While the world is distracted by global conflict, a panic is building in the private credit market. In this video, we go inside the opaque world of Private Credit - examine the "Golden Age" of lending that is rapidly turning into a slow-motion crisis. From the "volatility laundering" tricks used by managers to hide billion-dollar losses to the "Exit Trap" currently catching retail investors in BDCs, we explore how the search for yield led Wall Street directly to your 401(k). We look at why insiders like Boaz Weinstein are calling this a scandal, and what happens to the 48 million Americans whose jobs depend on the fragile financial plumbing when the credit finally contracts. Is this a repeat of 2008, or something much quieter but much harder to escape? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/8Qc5U00IiAk 2026-03-20T22:15:06.000Z Patrick Boyle 1611 yes no https://vidert.com/v/investing/video/17169/the-private-credit-crunch 2026-03-20T17:36:44.000Z weekly 0.5 https://i.ytimg.com/vi/UB9k89XwqWU/maxresdefault.jpg The Private Credit Crunch Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWc Private credit has been capturing headlines lately, with companies going bankrupt, funds gating investor withdrawals, and claims that we're headed towards another 2008 financial crisis. Today we cover what we know about the situation. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/UB9k89XwqWU 2026-03-20T17:36:44.000Z The Plain Bagel 1205 yes no https://vidert.com/v/investing/video/11247/spacex-ipo-scandal 2026-03-16T23:16:07.000Z weekly 0.5 https://i.ytimg.com/vi/8rS3fTbC7TE/maxresdefault.jpg SpaceX IPO Scandal Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle SpaceX is targeting a $1.75 trillion valuation for what could be the largest IPO in history. In this video, we examine how Elon Musk is folding a money-burning AI startup and a struggling social media platform into a rocket company to justify a price tag that defies financial gravity. From the engineering absurdity of "orbital data centers" and lunar railguns to the structural manipulation of the Nasdaq 100, we explore how low-float strategies and "fast-track" index inclusion rules are being used to turn passive 401(k) investors into exit liquidity for insiders. We look at the gap between EBITDA "vibes" and GAAP reality and the pivot from Mars to the Moon. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/8rS3fTbC7TE 2026-03-16T23:16:07.000Z Patrick Boyle 1813 yes no https://vidert.com/v/investing/video/2580/why-betting-on-winning-industries-almost-never-works 2024-11-10T13:00:02.000Z weekly 0.5 https://i.ytimg.com/vi/3B9umhfv_ww/maxresdefault.jpg Why Betting On “Winning” Industries Almost Never Works In investing, betting on the success of a single industry is typically not a good idea, but a lot of investors make industry bets in their portfolios based on what they think is going to do well. That is probably a mistake. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/3B9umhfv_ww 2024-11-10T13:00:02.000Z Ben Felix 567 yes no https://vidert.com/v/investing/video/2581/why-you-will-probably-lose-money-trading-options 2024-10-27T12:00:18.000Z weekly 0.5 https://i.ytimg.com/vi/K-U6eoICrYQ/maxresdefault.jpg Why You Will (Probably) Lose Money Trading Options While options can be used for good, some of their features, like embedded leverage, make them a double edged sword. They can just as easily be used for responsible risk management and hedging as they can be used for speculation and gambling. References: https://zbib.org/3241abfd3e004841a69537e06bffe297 ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/K-U6eoICrYQ 2024-10-27T12:00:18.000Z Ben Felix 534 yes no https://vidert.com/v/investing/video/2582/the-psychology-of-home-ownership 2024-10-10T12:00:01.000Z weekly 0.5 https://i.ytimg.com/vi/0G_OSohLC_A/maxresdefault.jpg The Psychology of Home Ownership Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt References: https://zbib.org/dfc892f743e14459bea621fd9fbba1fa Will buying a home make you happier? The evidence is mixed, at best. ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/0G_OSohLC_A 2024-10-10T12:00:01.000Z Ben Felix 477 yes no https://vidert.com/v/investing/video/2583/why-do-financial-advisors-still-exist 2024-09-28T14:00:55.000Z weekly 0.5 https://i.ytimg.com/vi/pXm29GoVlDM/maxresdefault.jpg Why Do Financial Advisors Still Exist? Most financial advisors can't outperform a low-cost ETF portfolio that costs a fraction of a percentage point to own. In many ways, index funds have effectively "solved" investing. Yet many people continue to delegate their investment management and financial decision-making to financial advisors. References: https://zbib.org/69da8ac719614415ba4dc58e41e86dc3 ------------------ Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/pXm29GoVlDM 2024-09-28T14:00:55.000Z Ben Felix 590 yes no https://vidert.com/v/investing/video/2584/the-problem-with-private-credit 2024-07-13T16:00:16.000Z weekly 0.5 https://i.ytimg.com/vi/DQAr1DeDIro/maxresdefault.jpg The Problem With Private Credit Private credit consists of loans - similar to bonds - except they are non-publicly traded loans created by non-bank entities like private credit funds or business development companies to fund private businesses. This asset class is promoted to retail investors for its high yields and stable returns, but as you can probably guess, I’m skeptical. ------------------ Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp References: https://zbib.org/f91735b1b7dd49ae935916f53d27b1be Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/DQAr1DeDIro 2024-07-13T16:00:16.000Z Ben Felix 538 yes no https://vidert.com/v/investing/video/2585/will-arkk-recover 2024-04-23T18:21:03.000Z weekly 0.5 https://i.ytimg.com/vi/Bpj7L5VMRdo/maxresdefault.jpg Will ARKK Recover? Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp References: https://zbib.org/b9d40e1d2937490d988270833fb56b92 Investors in ARKK - many of whom arrived late to the party - have experienced dramatic ups and downs, with an emphasis on downs for most investors. The fund crashed 77% in 2021 and 2022 after taking in huge inflows. The question anyone still holding these funds must be asking - or should be asking - is whether it will recover. ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/Bpj7L5VMRdo 2024-04-23T18:21:03.000Z Ben Felix 594 yes no https://vidert.com/v/investing/video/2586/budget-2024-capital-gains-tax-is-increasing-canada 2024-04-19T20:12:27.000Z weekly 0.5 https://i.ytimg.com/vi/QyCQGuXdmcs/maxresdefault.jpg Budget 2024: Capital Gains Tax is Increasing [Canada] Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp Canada’s Federal Budget 2024 has proposed an increase in the capital gains tax rate in certain cases. This means that selling a taxable asset like a business, a secondary real estate property, or an investment portfolio may cost more. What does this mean for your investments? ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/QyCQGuXdmcs 2024-04-19T20:12:27.000Z Ben Felix 490 yes no https://vidert.com/v/investing/video/2587/the-most-important-lessons-in-investing 2024-04-11T21:02:13.000Z weekly 0.5 https://i.ytimg.com/vi/MOjS2zuQMdo/maxresdefault.jpg The Most Important Lessons in Investing Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp Over the last 10 years I have spoken to thousands of individual investors about their investments and financial plans while working at PWL Capital, and I have interviewed some of the smartest people in finance, economics, and psychology on the Rational Reminder podcast. This is what I have learned. These are all lessons that investors will learn eventually, though many will learn them the hard way. 0:29 1. You’re not that smart (relative to the market). 0:42 2. This time is always different. 1:03 3. The market is forward-looking. 1:20 4. Market forecasts are not useful. 1:34 5. Time in the market beats timing the market. 1:47 6. Most funds do not beat the market. 2:12 7. Incentives matter. 2:26 8. Expected economic growth and stock returns are unrelated. 3:12 9. Good portfolio management does not make up for bad financial planning. 3:27 10. Risk and expected returns are positively related. 3:42 11. The risk-expected return trade-off has a term structure. 3:58 12. Fees and taxes matter. 4:12 13. Complexity and costs are positively related. 4:27 14. There is no single optimal investment strategy. 4:44 15. The best investment strategy for you is the one that you can stick with. 5:00 16. There is no such thing as a “passive” investment. 5:14 17. Wealth does not give you access to market-beating investments. 5:30 18. Diversification is (still) the only free lunch in investing. 5:44 19. Investments should be evaluated on process, not outcome. 5:58 20. Investing has been solved. ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: ht https://www.youtube.com/embed/MOjS2zuQMdo 2024-04-11T21:02:13.000Z Ben Felix 422 yes no https://vidert.com/v/investing/video/2588/why-taking-cpp-early-is-usually-a-mistake 2024-04-10T18:43:58.000Z weekly 0.5 https://i.ytimg.com/vi/r9vYji99fhk/maxresdefault.jpg Why Taking CPP Early Is (Usually) A Mistake Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp The CPP uptake decision is one of the most consequential financial decisions that most Canadian retirees will make. The difference between optimal and suboptimal claiming can measure in the hundreds of thousands of dollars of expected lifetime income. References: https://zbib.org/7c977b4ef1a641de8c2db26d5c526a19 ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/r9vYji99fhk 2024-04-10T18:43:58.000Z Ben Felix 652 yes no https://vidert.com/v/investing/video/2589/cpp-is-more-valuable-than-most-people-realize 2024-04-03T21:25:16.000Z weekly 0.5 https://i.ytimg.com/vi/hEgdz4-Jm2g/maxresdefault.jpg CPP is More Valuable than Most People Realize Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp People like to complain about CPP, but it is one of the most valuable retirement assets available to Canadians. References: https://zbib.org/fe9a63b38a324cfeb6484f022dd9f258 ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/hEgdz4-Jm2g 2024-04-03T21:25:16.000Z Ben Felix 458 yes no https://vidert.com/v/investing/video/2590/bank-financial-advice-is-worse-than-people-realize 2024-04-02T21:16:14.000Z weekly 0.5 https://i.ytimg.com/vi/v8iOV1Uourg/maxresdefault.jpg Bank Financial Advice is Worse Than People Realize Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp Millions of Canadians get financial advice from Canada's big banks, but bank financial advice may be doing more harm than good. References: https://zbib.org/c2f2f65a1900445894495b9729872cfd ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/v8iOV1Uourg 2024-04-02T21:16:14.000Z Ben Felix 326 yes no https://vidert.com/v/investing/video/2591/do-stocks-return-10-on-average 2024-03-28T20:21:44.000Z weekly 0.5 https://i.ytimg.com/vi/Yl3NxTS_DgY/maxresdefault.jpg Do Stocks Return 10% on Average? Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Many people take it as a given that stocks return 10% per year on average, but on closer inspection this belief is likely an error. References: https://zbib.org/3f0f46d1692f45aca80923ae6fd905e9 ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/Yl3NxTS_DgY 2024-03-28T20:21:44.000Z Ben Felix 523 yes no https://vidert.com/v/investing/video/2592/is-home-country-bias-a-mistake 2024-02-21T16:13:57.000Z weekly 0.5 https://i.ytimg.com/vi/jN8mIHve1Ds/maxresdefault.jpg Is Home Country Bias a Mistake? Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp References: https://zbib.org/f7ba4544493741fab9ca668b592f4085 Home country bias - overweighting your home country’s stocks relative to their capitalization weights - is detrimental at the extremes, but modest home country bias is theoretically, practically, and empirically useful. It can reduce fees and taxes, it may hedge the cost of local consumption, and it reduces exposure to the potential mistreatment of foreign investors when times get tough. It may also be helpful psychologically due to the role of social comparison in determining individual happiness. ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/jN8mIHve1Ds 2024-02-21T16:13:57.000Z Ben Felix 634 yes no https://vidert.com/v/investing/video/2593/why-it-might-be-time-to-rethink-lifecycle-asset-allocation 2024-02-08T23:04:00.000Z weekly 0.5 https://i.ytimg.com/vi/JlgMSDYnT2o/maxresdefault.jpg Why It Might Be Time To Rethink Lifecycle Asset Allocation Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp References: https://zbib.org/1611ae243d984b4bb1fe36aa33d1fb3e Conventional wisdom and popular personal financial advice suggest that portfolios should contain at least some bonds and that asset allocations should shift increasingly into bonds as investors move toward retirement, but new research suggests that this thinking is due for an update. ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/JlgMSDYnT2o 2024-02-08T23:04:00.000Z Ben Felix 536 yes no https://vidert.com/v/investing/video/2594/the-problem-with-high-stock-valuations 2024-01-23T16:28:33.000Z weekly 0.5 https://i.ytimg.com/vi/EybXQmxIq6U/maxresdefault.jpg The Problem with High Stock Valuations Meet with PWL Capital: https://calendly.com/d/cpws-jyp-znp References: https://zbib.org/17df87b9e17b4e6683b67e2a0429192f I’m noticing investors being worried about stock market valuations. When stock market valuations are higher, expected returns are lower. High valuations are not great for long-term investors. But saying that stock market valuations are high misses a lot of nuance. Which stocks are we talking about, and even more broadly, which markets? ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/EybXQmxIq6U 2024-01-23T16:28:33.000Z Ben Felix 354 yes no https://vidert.com/v/investing/video/2595/why-esg-investing-may-be-doing-more-harm-than-good 2024-01-19T20:33:24.000Z weekly 0.5 https://i.ytimg.com/vi/c4AMFicXXqg/maxresdefault.jpg Why ESG Investing May Be Doing More Harm Than Good Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p References: https://zbib.org/3afb67c29fa64cbe95ae9cabf409542d Discussion with the co-author of Counterproductive Sustainable Investing: The Impact Elasticity of Brown and Green Firms: https://youtu.be/CHxNpN-2lmw?t=1416 ESG investing - that is investing that puts an emphasis on the environmental, social, and governance characteristics of companies - continues to be popular. Investors may want to avoid ESG-related risks, or to feel good about their portfolio, which are legitimate motivations. But how much good is ESG investing actually doing? ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/c4AMFicXXqg 2024-01-19T20:33:24.000Z Ben Felix 440 yes no https://vidert.com/v/investing/video/2596/dollar-cost-averaging-vs-lump-sum-investing 2023-12-07T14:23:59.000Z weekly 0.5 https://i.ytimg.com/vi/KwR3nxojS0g/maxresdefault.jpg Dollar Cost Averaging vs. Lump Sum Investing Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt If you're sitting on cash that you plan to invest you have a few options: 1. Invest a lump sum. 2. Dollar cost average. 3. Wait for a "good time" to invest. The optimal choice may surprise you. References: https://zbib.org/45b504dfd40d43bf833da0c4c250a124 ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/KwR3nxojS0g 2023-12-07T14:23:59.000Z Ben Felix 313 yes no https://vidert.com/v/investing/video/2597/high-income-investments-a-warning 2023-12-05T15:37:24.000Z weekly 0.5 https://i.ytimg.com/vi/2Q7-SkDEPB8/maxresdefault.jpg High Income Investments: A Warning Yields are a seemingly easy to understand attribute of investments, making them a focal point for many investors. The salience of yield is no secret to financial product manufacturers, resulting in products being manufactured and marketed based on their high distribution yields. But distribution yields are not investment returns, they are not sufficient to assess expected returns, and, in the way that they are used to market financial products, often to unsophisticated investors, they can be misleading. References: https://zbib.org/7ac95140522c4bf69d60cdcaafcb6f79 ------------------ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/2Q7-SkDEPB8 2023-12-05T15:37:24.000Z Ben Felix 241 yes no https://vidert.com/v/investing/video/2549/the-problem-with-private-markets 2026-03-08T10:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/9TAGlknXYW8/maxresdefault.jpg The Problem with Private Markets After many years of hiding behind mystique and illiquidity, private markets are being forced into the light. Private equity, private credit, and private real estate have been sold, hard, to investors on the premise that they offer higher returns with less risk. As fund managers push for these investments to become more accessible to retail investors, I think caution is warranted. I’ve always been skeptical of private assets, and I think my skepticism is being validated. 2026 has been a wakeup call for everyone who was convinced that private assets were special. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/38d88367ff4f449cbb952c55fa9e92ca *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/9TAGlknXYW8 2026-03-08T10:00:00.000Z Ben Felix 1552 yes no https://vidert.com/v/investing/video/2550/renting-vs-buying-a-home-the-reckoning 2026-02-22T10:30:00.000Z weekly 0.5 https://i.ytimg.com/vi/aU7v87EhDBI/maxresdefault.jpg Renting vs. Buying a Home: The Reckoning Canada is in the midst of what is (so far) the second-worst price decline for inflation-adjusted home prices going back to 1975. The worst was in the 1980’s with a peak to trough decline of 31%. Today’s decline is sitting at 28% as of December 2025. I updated my historical Canadian rent versus own analysis with 2025 data across twelve Canadian cities. The results challenge the narrative that owning a home is always a wise financial decision. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Calculator* https://research-tools.pwlcapital.com/research/rent-vs-buy *Renting vs. Owning a Home in Canada 2005 – 2024* https://pwlcapital.com/renting-vs-owning-a-home-in-canada-2005-2024/ *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/aU7v87EhDBI 2026-02-22T10:30:00.000Z Ben Felix 880 yes no https://vidert.com/v/investing/video/2551/the-biggest-mistakes-in-personal-finance 2026-02-08T11:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/d7wnAw7ufG4/maxresdefault.jpg The Biggest Mistakes in Personal Finance In personal finance, it’s common for people to focus on things that they can’t control, like trying to pick a winning investment, while ignoring the things that they can control, like setting the right goals and making a solid long-term plan, often leading to mistakes. Some mistakes matter more than others, and the biggest mistakes can be the difference between living paycheque to paycheque for life and having a comfortable financial future. In this video I tell you about the biggest mistakes in personal finance, so that you can avoid them. I probably should have included not paying off high interest debt. Pay off your credit cards! ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Chapters* 0:00 Intro 0:35 Not earning enough money 2:20 Under-saving 4:20 Not setting financial goals 6:15 Over-spending (on the wrong things) 8:35 Not taking enough risk 10:38 Taking the wrong kind of risk 12:23 Missing tax planning opportunities 13:10 Ignoring estate planning 13:45 Marrying a financially incompatible spouse 14:38 Under-insuring catastrophic risks *References* https://zbib.org/f596ff3c9f984482990aa321a4c523a2 *PWL Goals Survey Summary + Master List” https://pwlcapital.com/wp-content/uploads/2024/08/PWL_GoalSurveySummary_2022_Final.pdf *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/d7wnAw7ufG4 2026-02-08T11:00:00.000Z Ben Felix 937 yes no https://vidert.com/v/investing/video/2552/the-problem-with-equal-weight-index-funds 2026-01-25T11:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/xu7kMpLbJJs/maxresdefault.jpg The Problem with Equal Weight Index Funds Market capitalization weighting, which is what typical index funds do, assign index weights based on each company’s size. An equal weighted index fund, as the name implies, equally weights all of the stocks in a market or market segment. Equal weighting seems like the solution to many of the perceived problems that market capitalization weighted indexes have today, like high valuations and high levels of concentration in the top stocks. Equal weighting has actually outperformed cap weighting going back decades, but it introduces its own unique risks, costs and inefficiencies. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/333f50d8782449159d24f75dd23f455c *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/xu7kMpLbJJs 2026-01-25T11:00:00.000Z Ben Felix 931 yes no https://vidert.com/v/investing/video/2553/the-rise-of-etf-slop 2026-01-11T11:00:03.000Z weekly 0.5 https://i.ytimg.com/vi/14V7q4gHKFo/maxresdefault.jpg The Rise of ETF Slop ETFs are no longer synonymous with sensible investing. The fund management industry is launching hundreds of new actively managed ETFs every year, and, for the first time in U.S. market history, there are more ETFs than there are individual stocks, and more actively managed ETFs than index tracking ETFs. Many of the ETFs being launched today have been engineered to attract assets rather than improve outcomes for investors. I think what we are seeing is best described as ETF slop. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/d044c9cc9ab04befbce5794865c2b36c *Thematic Funds Videos* https://youtu.be/dwPh-PAg9A8 https://youtu.be/UZnVt_CvL3k *Covered Calls Videos* https://youtu.be/YMLVdY8y8vM https://youtu.be/ygVObRx9X68 https://youtu.be/xzDFbv_JSks https://youtu.be/K3sYY3T7V8k *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/14V7q4gHKFo 2026-01-11T11:00:03.000Z Ben Felix 1131 yes no https://vidert.com/v/investing/video/2554/2025-was-nut-s-a-canadian-cio-s-review 2025-12-28T11:00:03.000Z weekly 0.5 https://i.ytimg.com/vi/1sV_3OvQyFI/maxresdefault.jpg 2025 Was Nut(s): A Canadian CIO's Review This year was nuts both in markets and personally for me. I had testicular cancer. I had surgery on the same day in January that PWL Capital, the firm that I have worked for for 12 years, announced that it had been acquired by OneDigital. My personal news aside, 2025 was a wild ride. Early in the year it looked like we were in for a bad time, but things turned around and returns in stocks, gold, bitcoin, and real estate were not what anybody was expecting. Avantis Investors announced they are launching Canadian listed ETFs through CIBC, likely in 2026, and ETF slop became a prominent feature of the Canadian ETF market. https://www.youtube.com/embed/1sV_3OvQyFI 2025-12-28T11:00:03.000Z Ben Felix 1122 yes no https://vidert.com/v/investing/video/2555/the-ai-bubble 2025-12-14T13:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/7xPlZUzJbJc/maxresdefault.jpg The "AI Bubble" The "AI bubble" has some investors worried. The U.S. market is more concentrated than it's ever been in modern times, and U.S. market valuations are reaching levels near the dot-com peak, which was followed by a crash. The good news is that there are simple ways to protect yourself. Correction: at 10:49 the right axis title should (obviously) say Starting Market Concentration, not Starting Market Conversation. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/3e79557785b3494cada0339a72cecd33 *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Check out the Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/7xPlZUzJbJc 2025-12-14T13:00:00.000Z Ben Felix 1077 yes no https://vidert.com/v/investing/video/2556/the-best-introduction-to-personal-finance-i-have-ever-read 2025-12-07T13:00:26.000Z weekly 0.5 https://i.ytimg.com/vi/G-HYSrR8-J4/maxresdefault.jpg The best introduction to personal finance I have ever read In this video I review the main lessons from The Wealthy Barber (2025), and explain why it's the best introduction to personal finance I have ever read. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *The Wealthy Barber (2025)* https://thewealthybarber.com/book/ *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *More with Dave Chilton* Dave Chilton on Rational Reminder https://www.youtube.com/watch?v=k2pAubfQgC4 Ben Felix on The Wealthy Barber Podcast https://www.youtube.com/watch?v=jTuQlqM13Ng *The Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/G-HYSrR8-J4 2025-12-07T13:00:26.000Z Ben Felix 1329 yes no https://vidert.com/v/investing/video/2557/stocks-bonds-and-risk 2025-11-15T14:01:07.000Z weekly 0.5 https://i.ytimg.com/vi/c1kzZjD2Z8U/maxresdefault.jpg Stocks, Bonds, and “Risk” A portfolio with more stocks is going to move around a lot more. A portfolio with more bonds will feel steadier. Neither choice is good or bad on its own. What really matters is finding a mix you can live with and one that actually supports your long term goals. In this clip, Ben talks about how stocks and bonds behave over time and why understanding that helps you stay invested when markets get noisy. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/c1kzZjD2Z8U 2025-11-15T14:01:07.000Z Ben Felix 76 yes no https://vidert.com/v/investing/video/2558/investing-101 2025-11-09T13:00:06.000Z weekly 0.5 https://i.ytimg.com/vi/1Ob-hAYCnJE/maxresdefault.jpg Investing 101 In this video I cover "Investing 101": why investing matters, what stocks and bonds are, what a sensible approach to investing looks like, and what tools you should consider using to implement these ideas. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/58bfb487528e41d884aa60d59770faab *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Rational Reminder Podcast* Investing 101 with the Canadian Couch Potato https://youtu.be/EiRhwWfJUVw?si=KbCA7bGCyADrguqH YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/1Ob-hAYCnJE 2025-11-09T13:00:06.000Z Ben Felix 1212 yes no https://vidert.com/v/investing/video/2559/covered-calls-what-people-still-get-wrong 2025-10-26T12:00:38.000Z weekly 0.5 https://i.ytimg.com/vi/K3sYY3T7V8k/maxresdefault.jpg Covered Calls: What People (Still) Get Wrong I wasn’t planning on making another video on covered calls but my last two videos started a lot of discussion that I think is worth pursuing. There are a ton of these products being launched in Canada, and I believe people are making serious errors in their assessments of them. I feel a personal responsibility to give some final comments. I think the best way to approach this is to respond to comments from my last video. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/7e708059a42b4a73bbf093b9c6547e69 *Past Covered Call Videos* https://youtu.be/xzDFbv_JSks https://youtu.be/ygVObRx9X68 https://youtu.be/YMLVdY8y8vM *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/K3sYY3T7V8k 2025-10-26T12:00:38.000Z Ben Felix 983 yes no https://vidert.com/v/investing/video/2560/was-i-wrong-about-covered-calls 2025-10-05T12:01:43.000Z weekly 0.5 https://i.ytimg.com/vi/xzDFbv_JSks/maxresdefault.jpg Was I Wrong About Covered Calls? I did not realize how widespread this financial bullshit had become. These products are likely to be detrimental to long-term investors, including those who need income, and I think it’s important for the truth about what they should be expected to do to be articulated in an understandable way. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *References* https://zbib.org/7e708059a42b4a73bbf093b9c6547e69 *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/xzDFbv_JSks 2025-10-05T12:01:43.000Z Ben Felix 960 yes no https://vidert.com/v/investing/video/2561/covered-calls-a-devil-s-bargain 2025-09-14T12:01:49.000Z weekly 0.5 https://i.ytimg.com/vi/ygVObRx9X68/maxresdefault.jpg Covered Calls: A Devil's Bargain The idea that covered calls generate income is financial bulls***. These strategies are mechanically expected to underperform their underlying equity, and increasingly so at higher targeted levels of distributions. For long-term investors, covered calls increase risk by leaving the downside unprotected while the capping upside, eliminating the mean-reverting behavior of stocks - an important feature of stock returns. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Correction* the comparison at 9:56 is not good. While the names are similar, the BMO Equal Weight Utilities Index ETF (ZUT) and the BMO Covered Call Utilities ETF (ZWU) have different underlying holdings. The language in the ETF Facts for ZWU threw me off: _"Currently, the ETF invests in BMO Equal Weight Utilities Index ETF."_ The BMO Equal Weight Utilities ETF is 92.5% in Canadian stocks and the BMO Covered Call Utilities ETF is only 60% Canadian (with the remainder in the U.S. in both cases). This is obviously a big difference and an oversight in making the comparison, but the BMO Equal Weight Utilities ETF (92.5% Canadian) returned an annualized 7.65% from November 2011 to August 2025 while the Invesco S&P 500 Equal Weight Utilities ETF returned an annualized 10.94% (in USD since ZWU hedges to CAD) over the same period. The U.S. exposure would have helped, not hurt, the BMO Covered Call Utilities ETF relative to ZUT over this period. While not a great comparison, the conclusion grows stronger, not weaker when this correction is made. *References* https://zbib.org/7e708059a42b4a73bbf093b9c6547e69 *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotif https://www.youtube.com/embed/ygVObRx9X68 2025-09-14T12:01:49.000Z Ben Felix 973 yes no https://vidert.com/v/investing/video/2562/bank-financial-advice 2025-08-31T12:00:41.000Z weekly 0.5 https://i.ytimg.com/vi/OguTXEnxJqk/maxresdefault.jpg Bank Financial Advice If you are investing through one of the big Canadian banks, you will want to watch this video. Investigative journalism, research from Canadian regulators, and academic research all suggest that banks are more focused on selling products that are good for the bank than on giving advice in the best interest of their customers. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *References* https://zbib.org/d42792fc52f8422ab4ddcd496448a8ef *Check out my weekly podcast* @rationalreminder ​ https://www.youtube.com/embed/OguTXEnxJqk 2025-08-31T12:00:41.000Z Ben Felix 771 yes no https://vidert.com/v/investing/video/2563/the-most-important-quotes-in-investing 2025-08-17T12:01:14.000Z weekly 0.5 https://i.ytimg.com/vi/gV9r3ISZrws/maxresdefault.jpg The Most Important Quotes in Investing Some of the most valuable wisdom in investing exists in the form of short quotes that distill hard-earned experience and knowledge from expert practitioners and academics into a handful of words. In this video I’m going to tell you what I think are the most important quotes in investing - quotes that every investor can, and should, learn from - why they’re important, and how they can be applied to every day financial decisions. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt *Avoid Online Scams* https://pwlcapital.com/stay-safe-online/ *Rational Reminder Podcast* YouTube channel @rationalreminder Podcast website https://rationalreminder.ca/ Rational Reminder community (forum) https://community.rationalreminder.ca/ Apple Podcasts https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA https://www.youtube.com/embed/gV9r3ISZrws 2025-08-17T12:01:14.000Z Ben Felix 973 yes no https://vidert.com/v/investing/video/2564/comparing-u-s-equity-etfs-vti-vs-dfus 2025-08-03T12:01:22.000Z weekly 0.5 https://i.ytimg.com/vi/lMdGA0ePXzI/maxresdefault.jpg Comparing U.S. Equity ETFs: VTI vs. DFUS In my video on the problem with index funds, I compared DFUS - a low-cost total U.S. market ETF that doesn’t follow an index, to VTI, a total U.S. market index ETF, to illustrate how not following an index can be beneficial. Despite these two ETFs being total market funds that are similar along most dimensions, DFUS has outperformed VTI since it listed as an ETF in June 2021. ------------------ *References* https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5080459 Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/lMdGA0ePXzI 2025-08-03T12:01:22.000Z Ben Felix 882 yes no https://vidert.com/v/investing/video/2565/i-almost-got-scammed-so-you-don-t-have-to 2025-07-13T12:01:13.000Z weekly 0.5 https://i.ytimg.com/vi/gJLZRnfstpM/maxresdefault.jpg I (almost) got scammed so you don't have to If you are currently taking trading advice from me on WhatsApp or Telegram, you are being scammed by someone impersonating me. If I have emailed you from a gmail address to give you trading advice, you are, again, being scammed by someone impersonating me. If you found your new financial advisor in the comment section of one of my videos and they are earning you huge profits trading crypto and stocks, you are being scammed. It does not seem possible to make these scammers go away, so I am going to tell you what their scams look like so that you can avoid them. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ References: https://zbib.org/e42750e4157e468d83fc633b40ddb0d1 *Check out my weekly podcast* @rationalreminder ​ https://www.youtube.com/embed/gJLZRnfstpM 2025-07-13T12:01:13.000Z Ben Felix 910 yes no https://vidert.com/v/investing/video/2566/20-years-of-renting-vs-buying-a-home-in-canada-2005-to-2024 2025-06-22T12:01:34.000Z weekly 0.5 https://i.ytimg.com/vi/lBG-g1CKfgs/maxresdefault.jpg 20 Years of Renting vs. Buying a Home in Canada (2005 to 2024) It seems like a foregone conclusion that homeowners have always come out ahead of renters in Canada over the last 20 years, but the data do not agree. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ *PWL Rent vs. Buy Calculator* https://research-tools.pwlcapital.com/research/rent-vs-buy *Real Estate Data Sources* CREA HPI: https://www.crea.ca/housing-market-stats/mls-home-price-index/hpi-tool/ CMHC Rental Survey: https://www03.cmhc-schl.gc.ca/hmip-pimh/en/TableMapChart/Table?TableId=2.1.31.2&GeographyId=35&GeographyTypeId=2&DisplayAs=Table&GeograghyName=Ontario#TableMapChart/1/1/Canada *Maintenance Costs* -Mayer, in a response to Smith and Smith (2006), suggests a range of 2–3% for maintenance and capital expenditure. https://www.brookings.edu/wp-content/uploads/2006/03/2006a_bpea_smith.pdf -Harding, Rosenthal, and Sirmans (2007) find that U.S. housing depreciates at roughly 2.5% per year gross of maintenance spending, and 2% per year net. https://doi.org/10.1016/j.jue.2006.07.007 -Bokhari and Geltner (2016) find an overall average net of maintenance depreciation rate of 1.5% per year net of maintenance. https://doi.org/10.1111/1540-6229.12156 -In National Accounts data, Statistics Canada reports average maintenance and repair costs over our sample period of 0.82% as a proportion of net residential housing stock, and renovation spending of 2.48%. -For calculating the Consumer Price Index, Statistics Canada uses 1.5% of the building value for homeowners' replacement cost (depreciation). Homeowners' replacement cost comprises 24.85% of the owned accommodation item in the CPI, while homeowners' maintenance and repairs comprise 9.97%, or 0.60% of the building value. Together, this suggests depreciation and maintenance costs of 2.1% of the building value. *Related Videos* The Psychology of Home Ownership https://youtu.be/0G_OSohLC_A?si=5mWx4KanW7HzM57 https://www.youtube.com/embed/lBG-g1CKfgs 2025-06-22T12:01:34.000Z Ben Felix 1272 yes no https://vidert.com/v/investing/video/2567/the-risk-of-individual-stocks 2025-06-08T12:00:50.000Z weekly 0.5 https://i.ytimg.com/vi/RxCqxhRsHiY/maxresdefault.jpg The Risk of (Individual) Stocks A lot of investors hold concentrated positions in individual stocks. This can happen when you hear Charlie Munger say that “diversification is for the know-nothing investor” without realizing that he’s talking about you, or for other reasons like being part of a company that went public and holding onto your stock, or owning stock in an employer that has performed so well that it becomes a large part of your portfolio. In any case, I don’t think people are aware of how risky individual stocks are. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ *References* https://zbib.org/7c056de3584a4b50b790b7f401121f60 *Video Chapters* 0:58 Main Content 2:49 Individual Stock Returns 6:27 Why People Own Individual Stocks 8:48 Do Stocks Outperform Treasury Bills? 10:09 Underperformance of Concentrated Stock Positions 13:54 How Many Stocks Should You Own? 17:04 Barriers to Diversifying Concentrated Positions *Related Videos* The Case for Index Funds https://youtu.be/Nv5CiRSCVxA Picking Stocks https://youtu.be/AecvTErBQY8 *Check out my weekly podcast* @rationalreminder ​ https://www.youtube.com/embed/RxCqxhRsHiY 2025-06-08T12:00:50.000Z Ben Felix 1151 yes no https://vidert.com/v/investing/video/2568/the-most-controversial-topics-in-personal-finance 2025-05-25T12:01:21.000Z weekly 0.5 https://i.ytimg.com/vi/pGgpGP3swmE/maxresdefault.jpg The Most Controversial Topics in Personal Finance Some personal finance topics are perpetually controversial. Not “let’s cordially disagree” controversial but “you have offended everything I stand for” controversial. The fact that these topics are controversial is not that interesting on its own, but understanding the reasons why they are controversial is fascinating. ------------------ *Meet with PWL Capital* https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ *References* https://zbib.org/ae5d4eb94b3e47aa8789d1abc44154f8 Maslow's Hierarchy of Needs image by Hamish Croker Hedonic Treadmill image from The Decision Lab *Video Chapters* 2:51 Renting vs. Owning 7:25 Income Investing 13:25 FIRE *Correction* 17:52 I originally said happiness increases linearly, but it increases linearly with log(income) making my statement incorrect. For example, a $10,000 income increase has a decreasing effect at higher income levels, but a 10% increase has a consistent effect. I clipped out "linearly" to avoid confusion. A related study by one of the co-authors on the same data set, but not the study mentioned in the video, finds that control is the explanation for the observed increases in happiness with increasing log(income). https://doi.org/10.1073/pnas.2016976118 *Related Videos* Renting vs. Buying a Home: What People Get Wrong https://www.youtube.com/watch?v=j4H9LL7A-nQ The Irrelevance of Dividends https://www.youtube.com/watch?v=f5j9v9dfinQ The Relevance of Dividend Irrelevance https://www.youtube.com/watch?v=4iNOtVtNKuU How to Retire Early (The 4% Rule?) https://www.youtube.com/watch?v=3BScK-QyWIo The 2.7% Rule for Retirement Spending https://www.youtube.com/watch?v=1FwgCRIS0Wg *Check out my weekly podcast* @rationalreminder https://www.youtube.com/embed/pGgpGP3swmE 2025-05-25T12:01:21.000Z Ben Felix 1249 yes no https://vidert.com/v/investing/video/2569/renting-vs-buying-a-home-what-people-get-wrong 2025-05-11T12:01:13.000Z weekly 0.5 https://i.ytimg.com/vi/j4H9LL7A-nQ/maxresdefault.jpg Renting vs. Buying a Home: What People Get Wrong People tend to assume that homes are great investments - they’re not, that mortgages are a wealth building hack - they help, but as much as some people think, that paying off a mortgage lowers your housing costs - it actually raises them, and that owning a home makes people happy - it might, but don’t count on it. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ *PWL Rent vs. Buy Calculator* https://research-tools.pwlcapital.com/research/rent-vs-buy *Sample Case from the Video* https://research-tools.pwlcapital.com/research/rent-vs-buy?isPortfolioTaxable=false&timeHorizon=50&province=ON&incomeInit=50000&purchasePrice=512300&downPaymentPct=20&ammortization=25&interestRate=5&propertyTaxRate=1&maintenanceCostPct=1&realEstateGrowthRate=3.5&homeInsuranceMonthlyInit=100&rentInsuranceMonthlyInit=40&rentInit=2119&assetAllocation=100&inflation=2.5&elgDividends=0.91&foreignDividends=0.9899999999999999&unrealizedGains=4.61&realizedGains=0.51&income=0&fwtRate=15 *Maintenance Costs* -Mayer, in a response to Smith and Smith (2006), suggests a range of 2–3% for maintenance and capital expenditure. https://www.brookings.edu/wp-content/uploads/2006/03/2006a_bpea_smith.pdf -Harding, Rosenthal, and Sirmans (2007) find that U.S. housing depreciates at roughly 2.5% per year gross of maintenance spending, and 2% per year net. https://doi.org/10.1016/j.jue.2006.07.007 -Bokhari and Geltner (2016) find an overall average net of maintenance depreciation rate of 1.5% per year net of maintenance. https://doi.org/10.1111/1540-6229.12156 -In National Accounts data, Statistics Canada reports average maintenance and repair costs over our sample period of 0.82% as a proportion of net residential housing stock, and renovation spending of 2.48%. -For calculating the Consumer Price Index, Statistics Canada uses 1.5% of the building value for homeowners' replacement cost (depreciation) https://www.youtube.com/embed/j4H9LL7A-nQ 2025-05-11T12:01:13.000Z Ben Felix 1132 yes no https://vidert.com/v/investing/video/2570/the-problem-with-index-funds 2025-04-27T12:01:16.000Z weekly 0.5 https://i.ytimg.com/vi/mqIHa6URUPk/maxresdefault.jpg The Problem With Index Funds Index funds are known for their ultra low fees, which, don’t get me wrong, are a great attribute for an investment product, but fees are not the only cost that investors need to think about. The details of index, and, by extension, index fund rebalancing lead to hard-to-see but significant costs, far in excess of index fund fees. This fact shows cracks in the famous arithmetic of active management. Discussion with the author of Do Index Funds Incur Adverse Selection Costs? https://youtu.be/CtjlF4hwv-M References: https://zbib.org/0f8f90d87ca0484d8e4832a9949796a4 ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/mqIHa6URUPk 2025-04-27T12:01:16.000Z Ben Felix 1131 yes no https://vidert.com/v/investing/video/2571/market-crashes-2025-edition 2025-04-13T12:00:59.000Z weekly 0.5 https://i.ytimg.com/vi/_9c-DkBFS3w/maxresdefault.jpg Market Crashes (2025 Edition) Stock prices reflect investors’ expectations about the future earnings and risk of the companies they invest in. When expectations or risk change, due to something like nonsensical sweeping tariffs, stock prices can change, and they can change quickly and dramatically. Falling stock prices do not mean that the market is broken or that the world is ending; they are expected from time to time, and their inevitability should be built into every investment plan. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/_9c-DkBFS3w 2025-04-13T12:00:59.000Z Ben Felix 626 yes no https://vidert.com/v/investing/video/2572/the-most-controversial-paper-in-finance 2025-03-30T12:00:01.000Z weekly 0.5 https://i.ytimg.com/vi/-nPon8Ad_Ug/maxresdefault.jpg The Most Controversial Paper in Finance The 2025 paper Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice suggests that investors should hold globally diversified 100% stock portfolios for their entire lives. It has been met with intense criticism. References: https://zbib.org/97621df40f994f1e89453596f1732370 Read the paper: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406 Listen to co-author Scott Cederburg discuss the paper: https://www.youtube.com/watch?v=iH4f-J6TZsg ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/-nPon8Ad_Ug 2025-03-30T12:00:01.000Z Ben Felix 1389 yes no https://vidert.com/v/investing/video/2573/sequence-of-returns-risk 2025-03-16T12:00:37.000Z weekly 0.5 https://i.ytimg.com/vi/QGzgsSXdPjo/maxresdefault.jpg "Sequence of Returns Risk" References: https://zbib.org/37315fd951f3402c8baaba6f64076fe7 Learn about amortization based spending from economist Ben Mathew on the Rational Reminder podcast: The Lifecycle Model vs. Safe Withdrawal Rates (SWR) - https://youtu.be/-2Ul4bdHkXE?si=qfcu5dUv6EAjwvKC ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Avoid Online Scams: https://pwlcapital.com/stay-safe-online/ Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/QGzgsSXdPjo 2025-03-16T12:00:37.000Z Ben Felix 934 yes no https://vidert.com/v/investing/video/2574/dimensional-dfa-vs-vanguard 2025-03-02T13:00:25.000Z weekly 0.5 https://i.ytimg.com/vi/JfknibBat2A/maxresdefault.jpg Dimensional (DFA) vs. Vanguard Most people with even a passing interest in investing have heard of Vanguard, the company synonymous with index funds. Fewer people have heard of Dimensional Fund Advisors. Vanguard is well-known for its low-cost funds that track market indexes, an approach to investing supported by theory and evidence. Dimensional similarly applies theory and evidence to portfolio design, but, unlike an index fund, they aim to beat the market. That sounds good in theory, but the obvious question is “does it work?” References: https://zbib.org/a230271e5cd349089f0b17a3caf46139 ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/JfknibBat2A 2025-03-02T13:00:25.000Z Ben Felix 968 yes no https://vidert.com/v/investing/video/2575/the-case-for-index-funds 2025-02-16T13:00:34.000Z weekly 0.5 https://i.ytimg.com/vi/Nv5CiRSCVxA/maxresdefault.jpg The Case for Index Funds With a few exceptions, most investors should be using low-cost index funds as their primary investment vehicle. Anyone who disagrees with that statement is probably misinformed, conflicted, or just plain wrong. This is nothing you haven’t heard me say before, but I want to make the case for low-cost index funds in a single video that can be shared with people who are still investing in high fee actively managed funds, as many Canadians are. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt References: https://zbib.org/ab0bb39be004459a86e4cf071ae0afd4 https://www.youtube.com/embed/Nv5CiRSCVxA 2025-02-16T13:00:34.000Z Ben Felix 972 yes no https://vidert.com/v/investing/video/2576/choosing-an-asset-allocation-how-much-in-stocks-vs-bonds 2025-02-02T13:01:02.000Z weekly 0.5 https://i.ytimg.com/vi/p25PPBgMiEk/maxresdefault.jpg Choosing an Asset Allocation (How Much in Stocks vs. Bonds?) How much risk you take with your investments is one of the most important determinants of your expected investment returns. But how much risk should you take? And what even is risk? References: https://zbib.org/e2b0d1c3b3ae444db622bbdae22f9186 Risk tolerance assessment: https://cafnr.missouri.edu/divisions/division-of-applied-social-sciences/research/investment-risk-tolerance-assessment/ ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/p25PPBgMiEk 2025-02-02T13:01:02.000Z Ben Felix 786 yes no https://vidert.com/v/investing/video/2577/what-about-warren-buffett 2024-12-22T13:00:03.000Z weekly 0.5 https://i.ytimg.com/vi/32SnTUtdsOI/maxresdefault.jpg "What About Warren Buffett?" One of the questions I always get when I tell people that index investing is a good investment strategy is “what about Warren Buffett?” The premise is that if it’s possible to beat the market, as Warren Buffett has for longer than I’ve been alive, why would anyone settle for boring market returns with index funds? ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt References: https://doi.org/10.1086/424739 https://doi.org/10.2469/faj.v74.n4.3 Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/32SnTUtdsOI 2024-12-22T13:00:03.000Z Ben Felix 735 yes no https://vidert.com/v/investing/video/2578/why-canada-pension-plan-skeptics-are-wrong 2024-12-08T13:00:14.000Z weekly 0.5 https://i.ytimg.com/vi/7lAsJMqjUw0/maxresdefault.jpg Why Canada Pension Plan Skeptics are Wrong Canada Pension Plan is one of the most valuable retirement assets available to Canadians. But is it really guaranteed? Only if the Canada Pension Plan remains solvent. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt Assia Billig: Is Canada Pension Plan (CPP) Sustainable? | Rational Reminder 318 https://youtu.be/Vbdet4uFPZ4 Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/7lAsJMqjUw0 2024-12-08T13:00:14.000Z Ben Felix 660 yes no https://vidert.com/v/investing/video/2579/republican-power-and-stock-returns 2024-11-24T13:00:55.000Z weekly 0.5 https://i.ytimg.com/vi/gY225CEObO4/maxresdefault.jpg Republican Power and Stock Returns Donald Trump won the 2024 U.S. presidential election and is set to become the 47th president of the United States. This Republican victory likely contains information about expected stock returns, but it may not be the information that you expect to hear. An interesting empirical fact is that the historical equity risk premium going back to 1927 has been much higher under Democratic than Republican presidents. This has been referred to as the Presidential Puzzle, and its explanation may have implications for expected U.S. stock returns today. CORRECTION: I say "The equity risk premium under Trump was an annualized 14.4% while it has been 9.12% so far under Biden ending October 2024." That Biden number is for September 2024. Ending October, it is 8.63%. This correction does not affect any of the commentary or conclusions in the video. ------------------ Meet with PWL Capital: https://pages.pwlcapital.com/en-ca/contact-us?utm_source=content&utm_medium=youtube&utm_campaign=benfelix_yt References: https://zbib.org/c6f62239cdf34e5eb2d0cc2a4f5fe6bc Follow Ben Felix on - Twitter: https://twitter.com/benjaminwfelix Visit Rational Reminder: https://rationalreminder.ca/ Join the Rational Reminder Community: https://community.rationalreminder.ca/ Follow the Rational Reminder on: - Twitter: https://www.twitter.com/RationalRemind - Instagram: https://www.instagram.com/rationalreminder/ Visit PWL Capital: https://www.pwlcapital.com/ Follow PWL Capital on: - Twitter: https://twitter.com/PWLCapital - Facebook: https://www.facebook.com/PWLCapital - LinkedIn: https://www.linkedin.com/company/pwl-capital/ You can find the Rational Reminder podcast on Google Podcasts: https://www.google.com/podcasts?feed=aHR0cHM6Ly9yYXRpb25hbHJlbWluZGVyLmxpYnN5bi5jb20vcnNz Apple Podcasts: https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582?mt=2 Spotify Podcasts: https://open.spotify.com/show/6RHWTH9iW7hdnA7eAg7ukO?si=hjZNfLKuSjSeWX38GPqhVA ------------------ https://www.youtube.com/embed/gY225CEObO4 2024-11-24T13:00:55.000Z Ben Felix 646 yes no https://vidert.com/v/investing/video/2462/trump-s-revenge-tax-on-investors-outside-the-us 2025-06-06T16:03:30.000Z weekly 0.5 https://i.ytimg.com/vi/tlPBDH2_z60/maxresdefault.jpg Trump's "Revenge Tax" On Investors Outside the US 00:00 - Intro 01:42 - What Section 899 Does 02:44 - Withholding Tax Basics 04:34 - Impacted Investments 06:37 - What Constitutes "Discriminatory Taxes” 10:21 - Implications for Foreign Countries 12:03 - Implications for the US 14:08 - What Investors Should Do Hidden in the US "Big Beautiful Bill" is a meaningful tax proposal (Section 899) that will have a meaningful impact on investors outside the US...and the US itself. We explain the change in today's video. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/tlPBDH2_z60 2025-06-06T16:03:30.000Z The Plain Bagel 961 yes no https://vidert.com/v/investing/video/2463/why-people-are-freaking-out-over-bonds 2025-05-30T16:01:06.000Z weekly 0.5 https://i.ytimg.com/vi/ss-m4HFObMg/maxresdefault.jpg Why People Are Freaking Out Over Bonds 00:00 - Introduction 02:45 - Primer 05:11 - Why are yields rising 05:58 - Credit Rating Downgrade 07:57 - One Big Beautiful Bill 09:33 - The Weak 20-year Auction 10:55 - Japan’s Role? 11:26 - Why High Yields Matter 13:30 - Why it’s not a financial crisis Link to video comparing US banks to Silicon Valley Bank: https://youtu.be/ZPlrkr1qaE0?si=mwyYceZiSl-B0qsn If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/ss-m4HFObMg 2025-05-30T16:01:06.000Z The Plain Bagel 1208 yes no https://vidert.com/v/investing/video/2464/the-us-china-trade-deal 2025-05-16T16:00:43.000Z weekly 0.5 https://i.ytimg.com/vi/0b-IWOWYd_k/maxresdefault.jpg The US-China "Trade Deal" Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/plainbagel The US and China recently announced a "trade deal," yet tariffs remain much higher than the widely-published 10%/30% rates being circulated. Today's video will break down where we currently stand. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/0b-IWOWYd_k 2025-05-16T16:00:43.000Z The Plain Bagel 812 yes no https://vidert.com/v/investing/video/2465/investment-analyst-reacts-to-finance-tiktoks-part-9 2025-04-25T16:28:24.000Z weekly 0.5 https://i.ytimg.com/vi/3Inr4Bytxno/maxresdefault.jpg Investment Analyst Reacts to Finance TikToks - Part 9 Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks. My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Edited by: Emma Konrad & Richard Coffin https://www.youtube.com/embed/3Inr4Bytxno 2025-04-25T16:28:24.000Z The Plain Bagel 1422 yes no https://vidert.com/v/investing/video/2466/tariffs-and-treasuries-the-china-us-trade-war 2025-04-13T18:02:27.000Z weekly 0.5 https://i.ytimg.com/vi/CylWqcUHYKk/maxresdefault.jpg Tariffs and Treasuries - The China-US Trade War The US is in a trade war with China, and after a rapid escalation, has seemingly pivoted with a recent exemption. Let's dive into what it all means for the US economy. 00:00 – Overview 02:43 – Timeline 04:01 – Why China? 05:57 – The Impact of a Trade War on the US 07:23 – Treasury Yields 09:30 - Is China Causing This? 11:13 – Other Possible Causes If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/CylWqcUHYKk 2025-04-13T18:02:27.000Z The Plain Bagel 868 yes no https://vidert.com/v/investing/video/2467/the-crazy-tariff-announcement-crashing-markets 2025-04-04T22:18:10.000Z weekly 0.5 https://i.ytimg.com/vi/ZbreGo0j4ko/maxresdefault.jpg The Crazy Tariff Announcement Crashing Markets Liberation Day has come - let's sort through the wreckage If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/ZbreGo0j4ko 2025-04-04T22:18:10.000Z The Plain Bagel 1055 yes no https://vidert.com/v/investing/video/2468/huge-announcement 2025-04-01T13:00:39.000Z weekly 0.5 https://i.ytimg.com/vi/SHMPiWbbR6E/maxresdefault.jpg Huge Announcement Some huge news for the channel "Election Music" by MUSIC4VIDEO (https://youtu.be/xOc9U6nMtn8?si=sFPqblwqM0MSEjdo) https://www.youtube.com/embed/SHMPiWbbR6E 2025-04-01T13:00:39.000Z The Plain Bagel 165 yes no https://vidert.com/v/investing/video/2469/clearing-up-the-canada-tariff-misinformation 2025-03-14T16:40:34.000Z weekly 0.5 https://i.ytimg.com/vi/9ZvDhayPHxs/maxresdefault.jpg Clearing Up the Canada Tariff Misinformation 00:00 - Introduction 02:23 - Canada's Supply Management 04:20 - Canada's Tariff Rates 06:22 - Tariff Rate Quotas 06:51 - US Preferential Rates 08:24 - Quota Underutilization 10:22 - US' Own Restrictions 12:06 - Closing Remarks USMCA Trade Deal: https://ustr.gov/trade-agreements/free-trade-agreements/united-states-mexico-canada-agreement/agreement-between CBSA Tariff Rates: https://cbsa-asfc.gc.ca/trade-commerce/tariff-tarif/2024/01-99/01-99-2024-1-eng.pdf WTO Portal: https://tao.wto.org/welcome.aspx?ReturnUrl=%2f%3fui%3d1&ui=1 There's been a lot of discussion of Canada's tariffs against US imports, most of which has been misleading or flat out wrong. Let's clear the air. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/9ZvDhayPHxs 2025-03-14T16:40:34.000Z The Plain Bagel 792 yes no https://vidert.com/v/investing/video/2470/canada-s-ridiculous-trade-barriers-with-itself 2025-03-07T17:01:19.000Z weekly 0.5 https://i.ytimg.com/vi/z5PO-7GyKo4/maxresdefault.jpg Canada's Ridiculous Trade Barriers...With Itself Canada has been looking into removing it's interprovincial trade barriers, but what exactly are these barriers, and how much are they costing the Canadian economy? If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/z5PO-7GyKo4 2025-03-07T17:01:19.000Z The Plain Bagel 1102 yes no https://vidert.com/v/investing/video/2471/a-us-sovereign-wealth-fund-what-how-why 2025-02-21T17:09:18.000Z weekly 0.5 https://i.ytimg.com/vi/QCthzNyWIOU/maxresdefault.jpg A US Sovereign Wealth Fund - What, How, Why? Trump has signed an executive order to establish a sovereign wealth fund - let's dive into what SWFs are, and what they would mean for the US. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/QCthzNyWIOU 2025-02-21T17:09:18.000Z The Plain Bagel 874 yes no https://vidert.com/v/investing/video/2472/launching-a-new-channel-dead-on-the-money 2025-02-14T17:00:00.000Z weekly 0.5 https://i.ytimg.com/vi/-POGejO3dBg/maxresdefault.jpg Launching a New Channel - Dead on the Money Subscribe to the new Dead on the Money Podcast: https://www.youtube.com/channel/UCDjGxS75qN9zAKjb5Powxxg Disclaimer: This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin and Derek Dedman do not provide recommendations on the podcast - those looking for investment advice should seek out a registered professional. Richard and Derek are not responsible for investment actions taken by listeners https://www.youtube.com/embed/-POGejO3dBg 2025-02-14T17:00:00.000Z The Plain Bagel 4859 yes no https://vidert.com/v/investing/video/2473/trump-s-dumb-trade-war-with-canada-what-happened-and-what-now 2025-02-07T18:12:34.000Z weekly 0.5 https://i.ytimg.com/vi/LzrIoJ0Wo2U/maxresdefault.jpg Trump’s “Dumb” Trade War With Canada - What Happened, and What Now? Sign up for Morning Brew today for your daily news briefing by using my link 👉🏻 https://morningbrewdaily.com/plainbagel Trump started - then postponed - a trade war with Canada. Let's go over what happened, and why the tariffs were so controversial If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/LzrIoJ0Wo2U 2025-02-07T18:12:34.000Z The Plain Bagel 1291 yes no https://vidert.com/v/investing/video/2474/thanks-a-million-channel-announcement 2025-01-27T17:00:46.000Z weekly 0.5 https://i.ytimg.com/vi/gsoLoWQJgMg/maxresdefault.jpg Thanks a Million (Channel Announcement) The Plain Bagel just passed 1 million subscribers, so I wanted to post a quick video. ​@DeadOnTheMoneyPodcast Channel: https://www.youtube.com/channel/UCDjGxS75qN9zAKjb5Powxxg https://www.youtube.com/embed/gsoLoWQJgMg 2025-01-27T17:00:46.000Z The Plain Bagel 339 yes no https://vidert.com/v/investing/video/2475/rest-in-peace 2025-01-19T16:44:02.000Z weekly 0.5 https://i.ytimg.com/vi/WMy7kdyJMPA/maxresdefault.jpg Rest in Peace… Paying our respects to TikTok https://www.youtube.com/embed/WMy7kdyJMPA 2025-01-19T16:44:02.000Z The Plain Bagel 88 yes no https://vidert.com/v/investing/video/2476/investment-analyst-reacts-to-finance-tiktoks-holiday-special-2024 2024-12-28T01:01:24.000Z weekly 0.5 https://i.ytimg.com/vi/nKHzfQd4lOo/maxresdefault.jpg Investment Analyst Reacts to Finance TikToks - Holiday Special 2024 Happy holidays - let's celebrate with finance TikToks. My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers Edited by: Emma Konrad & Richard Coffin https://www.youtube.com/embed/nKHzfQd4lOo 2024-12-28T01:01:24.000Z The Plain Bagel 1246 yes no https://vidert.com/v/investing/video/2477/2024-finance-rewind-the-year-of-trump-ai-and-crypto 2024-12-16T17:13:17.000Z weekly 0.5 https://i.ytimg.com/vi/P8Ddiwntbwc/maxresdefault.jpg 2024 Finance Rewind - The Year of Trump, AI and Crypto As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/P8Ddiwntbwc 2024-12-16T17:13:17.000Z The Plain Bagel 919 yes no https://vidert.com/v/investing/video/2478/the-sketchy-companies-paying-youtubers-to-promote-their-stock 2024-12-02T17:36:22.000Z weekly 0.5 https://i.ytimg.com/vi/-Q3g-6jFl2c/maxresdefault.jpg The Sketchy Companies Paying YouTubers to Promote Their Stock Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharing I went through 123 YouTube videos promoting stocks to dig into the companies behind the sponsorships...and found some shocking stuff. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/-Q3g-6jFl2c 2024-12-02T17:36:22.000Z The Plain Bagel 1231 yes no https://vidert.com/v/investing/video/2479/finance-movie-review-barbarians-at-the-gate 2024-11-15T17:01:02.000Z weekly 0.5 https://i.ytimg.com/vi/t4jZ0ZeAE40/maxresdefault.jpg Finance Movie Review: Barbarians at the Gate Take your personal data back with today's sponsor Incogni! Use code BAGEL at the link below and get 60% off an annual plan: http://incogni.com/bagel Barbarians at the Gate is an older finance movie that covers the largest leveraged buyout in US history at the time - RJR Nabisco. The movie is chock-full of jargon and references, which gives us a lot to dive into. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/t4jZ0ZeAE40 2024-11-15T17:01:02.000Z The Plain Bagel 1012 yes no https://vidert.com/v/investing/video/2480/live-birthday-q-a-stream-4 2024-11-07T18:10:29.000Z weekly 0.5 https://i.ytimg.com/vi/xw3-tCK2LGY/maxresdefault.jpg Live Birthday Q&A Stream # 4 It's that time of year, the annual b-day Q&A livestream. Come by and say hi! If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/xw3-tCK2LGY 2024-11-07T18:10:29.000Z The Plain Bagel 3935 yes no https://vidert.com/v/investing/video/2481/ftx-s-118-refund-plan 2024-10-25T16:23:50.000Z weekly 0.5 https://i.ytimg.com/vi/13UpfbwOj8E/maxresdefault.jpg FTX’s 118% Refund Plan Take your personal data back with today's sponsor Incogni! Use code BAGEL at the link below and get 60% off an annual plan: http://incogni.com/bagel 00:00 - Intro 02:38 - Recap 05:11 - The Payback Plan 08:06 - Where'd The Money Come From? 11:52 - What Now? On October 7th, a bankruptcy court approved FTX’s plan to pay back customers 118% of their account values as of November 2022. In today’s video, we go over the details of the plan, where this money came from, and what it means for Sam Bankman-Fried. If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Buy a Plain Bagel Mug: https://www.theplainbagel.com/merch DISCLAIMER: This video is sponsored by Incogni This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/13UpfbwOj8E 2024-10-25T16:23:50.000Z The Plain Bagel 981 yes no https://vidert.com/v/investing/video/2482/what-just-happened-with-chinese-stocks 2024-10-11T16:23:37.000Z weekly 0.5 https://i.ytimg.com/vi/04LN2WWoRZo/maxresdefault.jpg What Just Happened With Chinese Stocks? Chinese stocks have rallied recently, leading many to wonder if now's the time to invest. Today I go through the updates we're seeing. If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Buy a Plain Bagel Mug: https://www.theplainbagel.com/merch DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/04LN2WWoRZo 2024-10-11T16:23:37.000Z The Plain Bagel 768 yes no https://vidert.com/v/investing/video/2483/memestocks-won-t-make-you-rich-probably 2024-10-04T16:31:16.000Z weekly 0.5 https://i.ytimg.com/vi/ZfDzWvWkqB0/maxresdefault.jpg Memestocks Won't Make You Rich (Probably) Today, we're talking about memestocks, and why they PROBABLY won't make you rich. @JamesJani's video: https://youtu.be/7LPuXowifJ4?si=L_gfIa-SS4T20Nh4 If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) Buy a Plain Bagel Mug: https://www.theplainbagel.com/merch DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/ZfDzWvWkqB0 2024-10-04T16:31:16.000Z The Plain Bagel 1054 yes no https://vidert.com/v/investing/video/2484/why-does-everyone-hate-private-equity 2024-09-20T16:00:19.000Z weekly 0.5 https://i.ytimg.com/vi/cWFi2OfbWWc/maxresdefault.jpg Why Does Everyone Hate Private Equity? 00:00 - Introduction 02:51 - What is Private Equity? 05:33 - The Problem 08:46 - Why So Reckless? 15:00 - Other Considerations Private equity has a pretty bad reputation, and some of it is well-deserved. In today's video, I dive into why private equity keeps getting into trouble. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/cWFi2OfbWWc 2024-09-20T16:00:19.000Z The Plain Bagel 1136 yes no https://vidert.com/v/investing/video/2485/grocery-store-greedflation-is-price-gouging-behind-higher-food-prices 2024-09-06T16:16:59.000Z weekly 0.5 https://i.ytimg.com/vi/_30tGAZEZ5o/maxresdefault.jpg Grocery Store Greedflation - Is Price Gouging Behind Higher Food Prices? There's been a lot of talk about grocery stories price gouging during the pandemic - in today's video, I go through the financial statements of some of Canada's and the US' largest grocers to see if big chains really are ripping off consumers. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/_30tGAZEZ5o 2024-09-06T16:16:59.000Z The Plain Bagel 957 yes no https://vidert.com/v/investing/video/2486/do-rate-cuts-actually-send-stocks-higher 2024-08-23T16:18:22.000Z weekly 0.5 https://i.ytimg.com/vi/rSpVmpiUTTM/maxresdefault.jpg Do Rate Cuts ACTUALLY Send Stocks Higher? To try everything Brilliant (today's sponsor) has to offer for free for a full 30 days, visit https://brilliant.org/theplainbagel or click on the link in the description. You’ll also get 20% off an annual premium subscription. 00:00 - Introduction 02:41 - Basics of Rate Cuts 06:05 - Experiment Details 07:37 - Return Results 10:06 - Result Explanation 13:13 - Takeaways In today's video, I go over the history of rate cut campaigns in the US to try and figure out how markets have historically reacted to interest rates falling. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/rSpVmpiUTTM 2024-08-23T16:18:22.000Z The Plain Bagel 978 yes no https://vidert.com/v/investing/video/2487/the-6-4t-stock-drop-why-is-everything-down 2024-08-08T15:57:25.000Z weekly 0.5 https://i.ytimg.com/vi/KMKAH-ZVi5U/maxresdefault.jpg The $6.4T Stock Drop - Why Is Everything Down? 00:00 - The Global Stock Crash 02:06 - What's Causing the Drop? 02:50 - 1: Fed Rate Decision 04:39 - 2: Labour Data 06:49 - 3: Japanese Carry Trade 10:14 - How Markets Are Reacting 11:18 - Why You Shouldn't Try Timing the Crash 13:58 - Closing Thoughts Global Stock Markets saw a sizeable drop over the past weekend, with $6.4T being wiped out. Today's video will explain the proposed reasons behind the sell-off. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/KMKAH-ZVi5U 2024-08-08T15:57:25.000Z The Plain Bagel 936 yes no https://vidert.com/v/investing/video/2488/prominent-short-seller-charged-with-market-manipulation 2024-08-02T16:12:57.000Z weekly 0.5 https://i.ytimg.com/vi/DvhofxSIiWo/maxresdefault.jpg Prominent Short Seller Charged With Market Manipulation SEC Case: https://www.sec.gov/files/litigation/complaints/2024/comp-pr2024-89.pdf DOJ Indictment: https://www.justice.gov/criminal/media/1362116/dl?inline Andrew Left of Citron Research was recently charged with securities fraud - let's go through the allegations. DISCLAIMER: I do not hold positions in any of the stocks/crypto mentioned in this video. This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/DvhofxSIiWo 2024-08-02T16:12:57.000Z The Plain Bagel 960 yes no https://vidert.com/v/investing/video/2390/the-uk-is-a-warning-to-the-rest-of-the-world 2026-03-07T16:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/T3neJOdknqc/maxresdefault.jpg The UK is a Warning to the Rest of the World If you are curious and want to try it yourself, Tailor Store is offering 25% off your order for my viewers. Use my link https://www.tailorstore.com/patrickboyle so you can take a look whenever it suits you. In this video, we explore why the United Kingdom has transitioned from a global economic powerhouse to a stark warning for other advanced nations. While the United States has surged ahead since the 2008 financial crisis, Britain has remained trapped in a "productivity puzzle" driven by a series of compounding errors—from a punitive tax code that discourages its most skilled workers to a housing market that functions more like a closed shop than a place to live. We’ll analyze how decades of under-investment, a rigid post-Brexit labor market, and a "Bunker Economy" that prioritizes asset protection over growth have created a zero-sum political landscape. As the "graduate premium" collapses and a "Lost Million" of young people fall through the cracks, we ask the critical question: can the UK finally find the political courage to unpick the structural anchors dragging it down, or is this the new permanent reality for the once-mighty "workshop of the world"? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/T3neJOdknqc 2026-03-07T16:45:07.000Z Patrick Boyle 1755 yes no https://vidert.com/v/investing/video/2391/the-winners-losers-from-trumps-new-tariffs 2026-02-28T16:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/ChdQciz1gns/maxresdefault.jpg The Winners & Losers from Trumps New Tariffs Check out Even Realities ➡️ https://evenrealities.bio/1998a1 #EvenRealities#EvenG2#EvenR1#MyEvenG2#everydaydisplay#smartglasses#aiglasses#displaysmartglasses In this episode, we explore the legal and economic fallout of the Supreme Court's landmark decision to strike down the "Liberation Day" tariffs, a move that has left the administration scrambling for a "Plan B". We dive into the "David vs. Goliath" story of VOS Selections, the tiny wine importer that successfully challenged the President's use of emergency powers, and examine why the new 10% flat-rate replacement may actually provide a competitive boost to China and Brazil while penalizing America's closest allies. From the bizarre world of "National Security Cabinets" to the $175 billion refund headache currently being exploited by "vulture" investors, we break down how tweeting out tariffs met its match in the U.S. Constitution. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/ChdQciz1gns 2026-02-28T16:30:07.000Z Patrick Boyle 1901 yes no https://vidert.com/v/investing/video/2392/bitcoin-is-crashing-and-exchanges-freezing-up 2026-02-21T13:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/Xhrzm4CmpEo/maxresdefault.jpg Bitcoin Is Crashing and Exchanges Freezing Up Take your personal data back with Incogni! Use code BOYLE at the link below and get 60% off an annual plan: https://incogni.com/boyle This video explores the 2026 "Deep Freeze" of the crypto market, analyzing why the "digital gold" thesis has failed to protect investors as Bitcoin lags behind the S&P 500 total returns. We dive into the "Victory Paradox"—the irony that Bitcoin’s institutional acceptance through Wall Street ETFs and a "crypto-friendly" presidency has tethered it to traditional financial risks, destroying its status as an uncorrelated asset. From the $12 billion losses at Michael Saylor’s Strategy Inc. and the liquidity crisis at institutional prime broker BlockFills to the Great AI Pivot in the mining industry, we break down the structural traps currently paralyzing the ecosystem. Featuring insights on "Financial Nihilism" from Demetri Kofinas, the "Juggalo Theory" of crypto subcultures from Zeke Faux, and the massive migration toward prediction markets like Kalshi and Polymarket, we ask the ultimate forward-looking question: now that Bitcoin is fully financialized, will it ever be an independent asset again? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/Xhrzm4CmpEo 2026-02-21T13:15:07.000Z Patrick Boyle 1934 yes no https://vidert.com/v/investing/video/2393/epstein-files-the-6-names-the-doj-didn-t-want-you-to-see 2026-02-13T23:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/cvOuN5KqufE/maxresdefault.jpg Epstein Files: The 6 Names the DOJ Didn't Want You to See Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle The February 2026 release of unredacted Epstein files is finally revealing a stark reality: while billionaire CEOs are losing their jobs overseas within hours of being unmasked, the U.S. security apparatus is still actively covering up for the "Epstein Class." This video dives de into the congressional revelation of the "protected six," exposing the truth behind Leslie Wexner's secret $100 million settlement and the disturbing "torture video" emails that immediately toppled the CEO of DP World. We analyze why the FBI is still hiding crucial investigation files—like the 302 victim statements—while Ghislaine Maxwell receives a mysterious prison upgrade and offers conditional testimony. The names are finally out, but as this investigation proves, the cover-up is far from over. In this video we ask who are: Les Wexner and Sultan Ahmed bin Sulayem. Since the video was released after being questioned by The Guardian - the Department of Justice said that four of the men have no connection to Epstein whatsoever, but rather appeared in a photo lineup assembled by the southern district of New York (SDNY). https://www.theguardian.com/us-news/2026/feb/13/four-men-unredacted-epstein-files-no-ties-ro-khanna Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tin https://www.youtube.com/embed/cvOuN5KqufE 2026-02-13T23:45:07.000Z Patrick Boyle 1770 yes no https://vidert.com/v/investing/video/2394/the-devil-himself-the-worst-of-the-epstein-files 2026-02-08T18:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/e-tapKoT1K0/maxresdefault.jpg The Devil Himself! - The Worst of The Epstein Files To learn for free on Brilliant for a full 30 days, visit https://brilliant.org/patrick/ or scan the QR code on screen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. In today’s video, we examine the aftermath of the massive January 2026 data dump—three million pages of Jeffrey Epstein’s investigative files that the Department of Justice maintains contain no incriminating “client list”. We dive into the “Social Ponzi Scheme” that enabled decades of abuse, exploring the suspicious real estate transfers, cryptocurrency custodian links, and the international criminal probes that are currently toppling political giants across the globe. From the high-level PR strategies of the “Wall Street Renaissance Man” to the harrowing evidence of a eugenics-obsessed operation, we explore why this long-awaited transparency should not be confused with actual justice. As it turns out, when the powerful retreat into “vast carelessness,” it is often because they have spent years building a system designed to silence the questions they cannot answer. @2lazy2tryYT Video - https://www.youtube.com/watch?v=KT9td3FJxj8&t=68s Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/e-tapKoT1K0 2026-02-08T18:00:07.000Z Patrick Boyle 2792 yes no https://vidert.com/v/investing/video/2395/don-t-say-epstein 2026-01-31T13:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/n_wNCLdlV7w/maxresdefault.jpg Don’t Say Epstein! Check out Cape and use code PBOYLE33 to get 33% off your first six months ➡️ https://www.cape.co/?utm_source=creators&utm_platform=youtube&utm_campaign=patrickboyle On January 22, 2026, TikTok officially became an "American" company. The $14 billion deal, brokered by a consortium of politically connected investors, was supposed to end the years of national security concerns and protect the data of 170 million US users. Instead, the new TikTok USDS Joint Venture has stumbled out of the gate with a series of "technical glitches" that look suspiciously like targeted censorship. From the inexplicable blocking of the word "Epstein" in direct messages to the suppression of protest videos in Minneapolis, the new management’s first week has raised a troubling question: did we actually solve the problem of algorithmic manipulation, or did we just ensure that the people doing the manipulating are the ones who helped broker the deal? This video examines the bizarre political U-turn that turned TikTok from a national emergency into a sweetheart deal for insiders. We look at the new owners, the incredibly invasive "biometric harvesting" hidden in the new Terms of Service, and the "Rational Business Actor" theory that suggests no company would be dumb enough to break its own product on day one. We also explore the "Mecha-Hitler" problem of content moderation, and why the "National Security" label may now be acting as a permanent shield against transparency for a platform that is now 100% domestic, 100% private, and perhaps, 100% MAGA. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patri https://www.youtube.com/embed/n_wNCLdlV7w 2026-01-31T13:30:07.000Z Patrick Boyle 1756 yes no https://vidert.com/v/investing/video/2396/does-europe-have-a-financial-nuclear-option 2026-01-25T17:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/L_zlYjjtNPM/maxresdefault.jpg Does Europe Have a Financial Nuclear Option? Click the link below to get started with Genspark and lock in unlimited access for all of 2026. https://www.genspark.ai/?utm_source=yt&utm_campaign=PBoyle Genspark includes unlimited usage of AI Chat and AI Image in 2026 — with top models available inside these features, including Nano Banana Pro, GPT Image, Flux, Seedream, Gemini 3 Pro, GPT-5.2, Claude Opus 4.5, and more. @GensparkProduct #Genspark #WorkwithGenspark The recent Greenland crisis at Davos 2026 has shattered transatlantic trust, forcing Europe to confront a terrifying new reality: the need for strategic autonomy from the United States. Faced with what it views as transactional coercion, Brussels is readying an arsenal of economic countermeasures, ranging from a "trade bazooka" targeting U.S. tech firms to the highly publicized "financial nuclear option"—the threat of dumping trillions in U.S. Treasuries. But before we panic about a bond market collapse, we need to examine the hard financial realities: Is weaponizing sovereign debt a viable strategy, or is it merely a macroeconomic suicide pact? This video dives into the mechanics of this potential economic war and the high cost of moving from an era of global efficiency to one of fearful autarky Michael Pettis Paper: https://carnegieendowment.org/china-financial-markets/2025/07/foreign-capital-inflows-dont-lower-us-interest-rates Martin Wolf Article: https://www.ft.com/content/e2c8c6c3-0cdc-4aa8-a47d-399407c75ad9 Richard Samans Paper: https://www.brookings.edu/articles/rebalancing-the-world-economy-right-idea-but-wrong-approach/ Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ spons https://www.youtube.com/embed/L_zlYjjtNPM 2026-01-25T17:30:07.000Z Patrick Boyle 1461 yes no https://vidert.com/v/investing/video/2397/will-no-one-rid-me-of-this-turbulent-priest-trump-s-fed-war 2026-01-18T20:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/QXUQ7PzuIe0/maxresdefault.jpg "Will No One Rid Me of This Turbulent Priest?": Trump’s Fed War If you are curious and want to try it yourself, Tailor Store is offering 25% off your order for my viewers. Use my link https://www.tailorstore.com/patrickboyle so you can take a look whenever it suits you. In a highly unusual move - the Department of Justice has opened a criminal investigation into Federal Reserve chair Jerome Powell. As America faces a high-stakes standoff over the future of the Federal Reserve, the traditional independence of the nation’s central bank is under direct attack. This video explores the intensifying war between the White House and Fed Chair, over a $2.5 billion headquarters renovation. We break down why many experts believe this probe is a mere pretext intended to bully the Fed into slashing interest rates to rock-bottom levels, potentially putting the long-term stability of the U.S. economy at risk for short-term political gains. We also take a closer look at the "agents of chaos" Bill Pulte, Judge Jeanine Pirro and the "shadow" economic strategies currently in play, from the FHFA’s controversial bond-buying programs to the proposed 10% cap on credit card interest rates. From the strategic blockade in the Senate by Senator Thom Tillis to the "Miran Limbo" on the Fed’s Board of Governors, we unpack the technical and political maneuvers being used to bypass Jerome Powell. Is the U.S. headed toward a "banana republic" risk premium, or can its institutional guardrails hold firm? Join us as we examine the true price of a political Fed and what it means for the future of the dollar. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On https://www.youtube.com/embed/QXUQ7PzuIe0 2026-01-18T20:00:07.000Z Patrick Boyle 1675 yes no https://vidert.com/v/investing/video/2398/trump-vs-the-world 2026-01-11T14:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/5FbTv5CSnZA/maxresdefault.jpg Trump vs. The World 👉🏻 To try everything Brilliant has to offer for free for a full 30 days, visit https://brilliant.org/patrick/. You’ll also get 20% off an annual premium subscription. Last week, the White House decided to pivot from "America First" to "America Everywhere." It began on Saturday morning with a 150-aircraft military strike to serve what Secretary of State Marco Rubio described as a "routine law enforcement warrant"—proving once and for all that if you have a large enough aircraft carrier, every parking ticket is technically a tactical operation. In this video, we look at the internal contradictions of the new "Donroe Doctrine," a policy that treats international borders as suggested boundaries and sovereign nations as distressed assets. We explore why the plan to "take the oil" faces a minor mathematical hurdle: according to Rystad Energy, 60% of Venezuela's production projects require an oil price of $80 per barrel just to break even. This makes the administration's plan to lower gas prices by flooding the market with oil a bit like trying to save money on your commute by buying a fleet of private jets. We also look at the high-profile residents currently moving into the Metropolitan Detention Center in Brooklyn, why the "ultimate sin" in modern diplomacy is keeping your own Nobel Peace Prize, and why the Danish government is currently checking its lease agreement on Greenland after being told the U.S. is interested in a "hard way" to close the deal. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uh https://www.youtube.com/embed/5FbTv5CSnZA 2026-01-11T14:00:07.000Z Patrick Boyle 2028 yes no https://vidert.com/v/investing/video/2399/youtube-censorship-the-video-they-didn-t-want-you-to-see 2026-01-04T11:45:08.000Z weekly 0.5 https://i.ytimg.com/vi/AJP6K2_rr90/maxresdefault.jpg YouTube Censorship: The Video They Didn't Want You to See! Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle Two days after its release, my analysis of the Epstein files was on track to break every record on this channel. Then the yellow dollar sign appeared, and the video flatlined. In this video, we explore how algorithmic demonetization has evolved into a form of "soft censorship." It isn't a conspiracy, but a broken business model that taxes serious journalism in favor of "brand safe" entertainment. We look back at the Logan Paul "Adpocalypse," examine the structural bias against independent creators, and analyze the alarming decline of U.S. Press Freedom (now ranked #57 globally). From the missing footage in Epstein's cell to the 2020 spike in journalist arrests, we ask the hard question: If the algorithm filters out the "boring" work of holding power to account, does YouTube cease to be a digital public square? Link to the Demonetized videos: https://youtu.be/GAJf2F1BbRA?si=pocxFNV33xXlANqo https://youtu.be/MG95B0fyuWI?si=ULY-lTHAzqqkAYq2 @VloggingThroughHistory video: https://www.youtube.com/watch?v=SnPrVn24dTE Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/AJP6K2_rr90 2026-01-04T11:45:08.000Z Patrick Boyle 1245 yes no https://vidert.com/v/investing/video/2400/the-epstein-files-are-worse-than-you-think 2025-12-27T18:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/GAJf2F1BbRA/maxresdefault.jpg The Epstein Files are Worse Than You Think! Get a complete picture of the news on your phone or tablet by downloading the Straight Arrow News app. Go to https://www.san.com/pboyle to check it out. When you visit, you not only support me, but you also take advantage of a better way to get the news. Welcome back to trustworthy journalism. The first two batches of the Epstein files have finally been released, and the revelations are explosive. For decades, the media and the justice system ignored the most basic question: Who helped him? Now, thanks to thousands of pages of newly released DOJ documents, we know that there were the co-conspirators. In this video, we look through the latest evidence to expose the network of co-conspirators and high-powered enablers who made Jeffrey Epstein’s crimes possible. We go beyond the headlines to reveal the specific individuals—from Ghislaine Maxwell to banking titans like Jes Staley—who were far closer to Epstein’s operation than they ever admitted. We break down the bombshell New York Times investigation that dismantles the myth of Epstein's "financial genius" and uncover the bipartisan cover-up that kept these files buried for 40 years. From Donald Trump’s newly revealed flight logs to Bill Clinton’s White House connections, we show how a "two-tier" justice system worked to protect the powerful at the expense of the truth. @nytimes article: https://www.nytimes.com/2025/12/16/magazine/jeffrey-epstein-money-scams-investigation.html Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Ap https://www.youtube.com/embed/GAJf2F1BbRA 2025-12-27T18:15:07.000Z Patrick Boyle 2235 yes no https://vidert.com/v/investing/video/2401/why-the-ev-revolution-just-stalled 2025-12-20T23:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/GzvTt2xq8os/maxresdefault.jpg Why the EV Revolution Just Stalled 🔒 Get 20% off DeleteMe by going to https://joindeleteme.com/BOYLE and use code BOYLE to protect your privacy! 🙌🏻 Three years ago, the global auto industry was gripped by a collective hallucination. CEOs promised us that the internal combustion engine would be dead by 2035 and that legacy automakers were just one battery factory away from a trillion-dollar valuation. That narrative has now collided with economic reality. In this video, we analyze the collapse of the "inevitability" narrative. We look at why Ford has been forced to take a staggering $19.5 billion write-down, why the European Union is quietly dismantling its own petrol ban, and why—despite billions in subsidies—automakers are still losing $6,000 on every electric vehicle they sell. We examine how the industry confused a political project with consumer demand, leading to a market where the cars are too expensive for the middle class and too unprofitable for the manufacturers. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/GzvTt2xq8os 2025-12-20T23:30:07.000Z Patrick Boyle 1791 yes no https://vidert.com/v/investing/video/2402/elon-musk-admits-doge-was-a-failure 2025-12-14T11:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/QibWyMXvwvM/maxresdefault.jpg Elon Musk Admits DOGE Was a Failure! Thank you to Bilt for sponsoring this video! Start earning rewards on rent right now when you sign up at https://biltrewards.yt.link/MtRNXAD DOGE promised to cut $2 trillion from the U.S. budget. Instead, it delivered chaos, memes, and a black eye—literally. In this video, we unpack Elon Musk’s candid post-mortem on the Department of Government Efficiency, why the savings never showed up, and how the “Manhattan Project of our time” turned into a bottle rocket. From the Wall of Receipts to the IRS meltdown and USAID’s woodchipper moment, we follow the money (and the missing billions) using Treasury data, Brookings analysis, and some jaw-dropping anecdotes. If you want the truth behind the headlines—and a few laughs along the way—this is the deep dive you’ve been waiting for. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/QibWyMXvwvM 2025-12-14T11:45:07.000Z Patrick Boyle 2135 yes no https://vidert.com/v/investing/video/2403/the-infinite-money-glitch-is-broken 2025-12-08T11:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/fhsrkvEY55s/maxresdefault.jpg The Infinite Money Glitch is Broken! Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle For years, firms like MicroStrategy turned buying Bitcoin into a corporate cheat code—raising billions, pumping token prices, and fueling meme-driven hype. But the magic loop has snapped. In this video, we break down why the “infinite money glitch” stopped working, how leveraged ETFs magnified losses, and why even Michael Saylor is now hoarding dollars. From gamma trades to meme economics, this is the story of how hype capitalism hit a wall. Zeke Faux on @GoodWorkMB : https://www.youtube.com/watch?v=exoNex2Yn5w Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/fhsrkvEY55s 2025-12-08T11:45:07.000Z Patrick Boyle 1496 yes no https://vidert.com/v/investing/video/2404/ai-and-the-death-of-the-career-ladder 2025-11-29T18:15:24.000Z weekly 0.5 https://i.ytimg.com/vi/FsfgbTBIP6M/maxresdefault.jpg AI and the Death of the Career Ladder Check out OpenDots ONE: https://sdqk.shokz.com/PatrickBoyle/ks9vcQRP?utm_content=link Get 30% OFF the OpenDots ONE. Save an extra 5% with my code PATRICK5, plus a limited Buy One, Get One (BOGO). For decades, a university degree was the golden ticket to a stable career and upward mobility. That promise is breaking down. Graduate unemployment is rising, entry-level jobs are disappearing, and automation is hollowing out the first rung of the corporate ladder. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/FsfgbTBIP6M 2025-11-29T18:15:24.000Z Patrick Boyle 1440 yes no https://vidert.com/v/investing/video/2405/does-openai-expect-a-government-bailout 2025-11-23T11:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/cHiZ-7jI0Ew/maxresdefault.jpg Does OpenAI expect a Government Bailout? 🔒 Get 20% off DeleteMe by going to https://joindeleteme.com/BOYLE and use code BOYLE to protect your privacy! 🙌🏻 OpenAI has signed $1.4 trillion in infrastructure commitments, but how do they plan to pay for it? Are government subsidies and taxpayer-backed guarantees the next step? In this video, we dive into the financing gymnastics behind the AI revolution, the lobbying for federal support, and why tech firms are pitching AI as “too important to fail.” We’ll cover: ✅ OpenAI’s $1.4 trillion data center buildout ✅ The push for government backstops and subsidies ✅ Nvidia’s warning on energy and capital constraints ✅ Why AI could strain power grids and utilities ✅ The risk of an AI “metabubble” and what it means for investors Watch Sarah Friar's Interview @wsj https://www.youtube.com/watch?v=8guZhBw4Z3g Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/cHiZ-7jI0Ew 2025-11-23T11:15:07.000Z Patrick Boyle 1574 yes no https://vidert.com/v/investing/video/2406/the-50-year-mortgage-what-you-must-know 2025-11-14T22:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/Q8FcRbLCwEk/maxresdefault.jpg The 50-Year Mortgage: What You MUST Know! ✨ Start designing today with Gamma for free ➡️ https://gamma.app/?utm_source=youtube&utm_medium=influencer&utm_campaign=nov25&utm_content=akg_PBoyle Is Trump’s 50-Year Mortgage Plan the answer to America’s housing affordability crisis—or a financial trap? In this video, we break down the economics, politics, and history behind ultra-long mortgages. You’ll learn: * Why a 50-year mortgage might not lower monthly payments as promised * How interest rates and risk pricing change with longer loan terms * The hidden costs: slower equity growth, higher lifetime interest, and systemic risk * Lessons from Japan’s 50- and 100-year mortgages—and why they failed * What really drives housing affordability If you’re curious about housing policy, mortgage mechanics, and the future of homeownership, this deep dive is for you. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/Q8FcRbLCwEk 2025-11-14T22:15:07.000Z Patrick Boyle 1298 yes no https://vidert.com/v/investing/video/2407/elon-musk-s-anti-woke-encyclopedia 2025-11-08T21:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/EkQUogcOaiU/maxresdefault.jpg Elon Musk's Anti Woke Encyclopedia Go to ➞ https://surfshark.com/boyle or use code BOYLE at checkout to get 4 extra months of Surfshark VPN! Elon Musk says his new online encyclopedia Grokipedia will fix Wikipedia’s flaws by replacing human editors with AI. But can a chatbot really deliver “the whole truth and nothing but the truth” as he says? In this video, we dive into the battle between Wikipedia’s messy, transparent consensus and Grokipedia’s algorithmic certainty. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/EkQUogcOaiU 2025-11-08T21:30:07.000Z Patrick Boyle 1922 yes no https://vidert.com/v/investing/video/2408/china-s-rare-earth-chokehold 2025-11-01T15:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/q95xzDQUxzI/maxresdefault.jpg China’s Rare Earth Chokehold! 👉🏻 To try everything Brilliant has to offer for free for a full 30 days, visit https://brilliant.org/patrick/. You’ll also get 20% off an annual premium subscription. In this video, we explore how China’s dominance in rare earth elements has become a powerful geopolitical tool—and why the United States is struggling to catch up. From the Mountain Pass mine in California to Apple’s $500 million recycling push, we unpack the strategic importance of rare earths in everything from electric vehicles and smartphones to fiber optics and missile systems. We also look at the recent Trump–Xi summit, the temporary truce on export controls, and the deeper tensions that remain unresolved. Why are rare earths so hard to substitute? How does China’s export licensing regime work? And what happens if the U.S. gets cut off? 🔍 Topics covered: Rare earths in global supply chains China’s export controls and licensing strategy U.S. efforts to rebuild domestic production Military vs civilian demand for rare earths Recycling, substitution, and strategic stockpiling Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/q95xzDQUxzI 2025-11-01T15:00:07.000Z Patrick Boyle 1747 yes no https://vidert.com/v/investing/video/2409/is-ai-s-circular-financing-inflating-a-bubble 2025-10-24T18:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/NbL7yZCF-6Q/maxresdefault.jpg Is AI’s Circular Financing Inflating a Bubble? 🔒 Get 20% off DeleteMe by going to https://joindeleteme.com/BOYLE and use code BOYLE to protect your privacy! 🙌🏻 The AI boom isn’t just about algorithms — it’s about money, power, and a race to build infrastructure on a scale we’ve never seen before. In this video, we break down the circular deals between OpenAI, Nvidia, Amazon, Anthropic, and even Elon Musk’s empire — and ask the hard questions: Who’s paying for this? Where will the electricity come from? And is the industry building a Möbius strip of venture capital and gigawatts that could collapse under its own weight? We’ll explore: The spaghetti diagram of AI’s biggest players OpenAI’s trillion-dollar data center ambitions Why Nvidia’s demand might not be what it seems The risk of stranded assets and systemic leverage How geopolitics and energy constraints could shape the future If you want to understand the economics behind the hype — and why this might be the biggest corporate investment project in history — watch now. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/NbL7yZCF-6Q 2025-10-24T18:45:07.000Z Patrick Boyle 1514 yes no https://vidert.com/v/investing/video/2410/private-equity-s-quiet-crisis 2025-10-18T11:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/bfUOPDOLHvE/maxresdefault.jpg Private Equity’s Quiet Crisis! ⚡️ Build something with Lovable ➡️➡️https://lovable.link/patrickboyle Private equity has long promised smooth returns, operational excellence, and sophisticated diversification. But behind the pitch decks and performance charts lies a growing crisis. In this video, we explore: 🔹 Why private equity firms are struggling to exit investments 🔹 The illusion of stability created by stale pricing 🔹 The role of leverage in driving returns — and fragility 🔹 The push into 401(k)s and what it means for retail investors 🔹 The rise of continuation funds, NAV loans, and other liquidity maneuvers 🔹 The social and regulatory backlash against PE roll-up strategies 🔹 What Bain, Buffett, and Cliff Asness really think about the model From inflated IRRs to collapsing portfolio companies, the cracks are starting to show. Is private equity still a smart bet — or just a sophisticated shell game? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/bfUOPDOLHvE 2025-10-18T11:15:07.000Z Patrick Boyle 1517 yes no https://vidert.com/v/investing/video/2411/the-chainsaw-stalls-can-milei-cut-through-argentina-s-currency-collapse 2025-10-11T10:15:08.000Z weekly 0.5 https://i.ytimg.com/vi/eRUEqQmQoP0/maxresdefault.jpg The Chainsaw Stalls: Can Milei Cut Through Argentina’s Currency Collapse? Go to ➞ https://surfshark.com/boyle or use code BOYLE at checkout to get 4 extra months of Surfshark VPN! Argentina’s economy is in crisis—again. President Javier Milei’s reforms slashed inflation and balanced the budget, but now the peso is under siege. In this video, we unpack the $20 billion U.S. bailout, the speculative pressure on Argentina’s currency, and the political risks ahead of the October 26 midterms. We’ll look at: Why the U.S. Treasury is buying pesos for the first time in decades How Milei’s fixed-but-adjustable exchange rate is draining reserves The geopolitical angle: China, soybeans, and Washington’s strategic bet What history tells us about defending overvalued currencies Whether Milei’s reform agenda can survive—or if the chainsaw has stalled Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/eRUEqQmQoP0 2025-10-11T10:15:08.000Z Patrick Boyle 1073 yes no https://vidert.com/v/investing/video/2412/aaa-rated-junk-what-tricolor-and-first-brands-reveal-about-credit-markets 2025-10-04T11:30:08.000Z weekly 0.5 https://i.ytimg.com/vi/LrTd6SsBa_g/maxresdefault.jpg AAA Rated Junk: What Tricolor and First Brands Reveal About Credit Markets! Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle Two companies collapsed last month. One sold used cars, the other distributed brake pads and spark plugs. Both issued debt rated AAA. Now their bonds are trading at cents on the dollar—and Wall Street is pretending not to notice. In this video, we dig into down the bankruptcies of Tricolor Holdings and First Brands Group to understand what they reveal about private credit, and why supposedly safe securities are starting to look a lot less safe. We’ll look at hidden leverage, double-pledged collateral, shadow banking, and the growing disconnect between risk and reward in today’s credit markets. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/LrTd6SsBa_g 2025-10-04T11:30:08.000Z Patrick Boyle 1437 yes no https://vidert.com/v/investing/video/2413/the-end-of-legal-immigration 2025-09-26T11:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/T3QF_BYoTYQ/maxresdefault.jpg The End of Legal Immigration? 🌟Go to http://covepure.com/patrick to get $200 off. Is America Closing the Door on Global Talent? Donald Trump’s new $100,000 fee on H-1B visa applications has sent shockwaves through the tech industry, universities, and foreign governments. In this video, we unpack the legal, economic, and political fallout — from panics at airports to diplomatic blowback, from the Hyundai factory raid to the eerie silence of Silicon Valley CEOs. Is this the end of skilled immigration as we know it? Or just another chapter in America’s long-running immigration drama? We’ll explore: What the H-1B visa is and why it matters How the fee could reshape tech hiring, university admissions, and global talent flows The legal challenges ahead and the industrial policy contradictions Why CEOs are staying quiet — and what that silence says The growing divide between MAGA populism and tech elite pragmatism Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/T3QF_BYoTYQ 2025-09-26T11:15:07.000Z Patrick Boyle 1668 yes no https://vidert.com/v/investing/video/2414/are-the-rich-really-leaving-britain 2025-09-20T14:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/jKXiti6Krcg/maxresdefault.jpg Are the Rich Really Leaving Britain? Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off Are Britain’s millionaires really fleeing the country—or is the “exodus” just a statistical mirage? This video digs into the numbers behind the headlines, from the much-quoted Henley & Partners migration report to the real impact of the UK’s non-dom reforms. We’ll look at what’s actually driving high earners to consider leaving, how tax policy shapes behavior, and why trust in government and value for money matter just as much as the top rate. Along the way, we’ll separate myth from reality, compare the UK’s approach to countries like Sweden and Switzerland, and ask what history can teach us about taxing globally mobile wealth. If you want to understand the real story behind the millionaire migration debate—and what it means for Britain’s future—watch now. Further reading: Tax Policy Associates - Why the rich paid less tax in the 1970s – despite 98% tax rates: https://taxpolicy.org.uk/2025/05/08/tax-rich-1970s-loopholes/ Tax Policy Associates - Are Henley & Partners’ millionaire‑migration reports fabricated?: https://taxpolicy.org.uk/2025/07/27/henley-partners-millionaire-migration-report-analysis/ Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0c https://www.youtube.com/embed/jKXiti6Krcg 2025-09-20T14:15:07.000Z Patrick Boyle 1605 yes no https://vidert.com/v/investing/video/2415/the-book-that-wasn-t-supposed-to-exist-epstein-s-birthday-book-released 2025-09-15T22:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/MG95B0fyuWI/maxresdefault.jpg The Book That Wasn’t Supposed to Exist - Epstein's Birthday Book Released! Go to https://surfshark.com/boyle or use code BOYLE at checkout to get 4 extra months of Surfshark VPN! In 2003, Ghislaine Maxwell compiled a 238-page leather-bound book for Jeffrey Epstein — filled with letters, sketches, poems, and photos from billionaires, politicians, scientists, and celebrities. This book was never meant to be public. But now, thanks to the House Oversight Committee, it’s part of the public record — and it’s worse than anyone expected. We’ll also explore the deeper questions: Where did Epstein’s money come from? Why hasn’t the government followed the money? And what does this say about the two-tiered justice system in America? This scandal isn’t just about Epstein. It’s about the system that made him possible. Link to my original Epstein Video: https://youtu.be/CbJSgan4mfQ Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/MG95B0fyuWI 2025-09-15T22:00:07.000Z Patrick Boyle 2273 yes no https://vidert.com/v/investing/video/2416/new-meme-stocks-just-dropped 2025-09-07T15:30:08.000Z weekly 0.5 https://i.ytimg.com/vi/i8X3m84Q6o4/maxresdefault.jpg New Meme Stocks Just Dropped! 👉 To learn for free on Brilliant, go to https://brilliant.org/patrick/. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. This summer, a bizarre new trend hit Wall Street: Chinese meme stocks. Promoted in WhatsApp groups, Reddit threads, and even under fake YouTube comments, these obscure Chinese companies soared — and then collapsed — wiping out billions in investor savings. In this video, we explore how Regencell Biosciences briefly reached a $38 billion valuation selling what looks suspiciously like curry ingredients as medicine, we try to understand why the FBI is calling it “ramp and dump” fraud, and how scammers are impersonating brokers, analysts, and even YouTubers to lure in victims. We’ll compare these knockoff meme stocks to America’s domestically produced meme stock madness — GameStop, AMC, and the DORK stocks — and ask: is this just low-quality IP theft, or a new frontier in financial absurdity? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/i8X3m84Q6o4 2025-09-07T15:30:08.000Z Patrick Boyle 1198 yes no https://vidert.com/v/investing/video/2417/is-ai-slop-killing-the-internet 2025-08-31T20:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/M4MruTOrLyM/maxresdefault.jpg Is AI Slop Killing the Internet? Tello Mobile offers flexible & affordable phone plans with prices up to $25/month! Check out Tello using my link → https://tello.com/?utm_source=partner&utm_medium=cpc&utm_campaign=PatrickBoyle&src=partner&mdm=cpc&cmg=PatrickBoyle AI chatbots are replacing search engines—and in the process, they’re gutting the economics of journalism, reviews, and the open internet. In this video, we explore how tools like ChatGPT, Claude, and Google’s AI Overviews are intercepting audiences, scraping content without compensation, and threatening the viability of independent news and trusted information. From collapsing traffic to lawsuits and poisoned training data, this is a story about what happens when the web’s information economy starts to eat itself. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Videos Mentioned: @BennJordan Poisonify: https://www.youtube.com/watch?v=xMYm2d9bmEA Benn Jordan on AI Cameras: https://www.youtube.com/watch?v=Pp9MwZkHiMQ Angela Collier on Vibe Physics: https://www.youtube.com/watch?v=TMoz3gSXBcY My Video on Blitzscaling: https://www.youtube.com/watch?v=p7Lo0sZfdHE Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/M4MruTOrLyM 2025-08-31T20:00:07.000Z Patrick Boyle 1550 yes no https://vidert.com/v/investing/video/2418/the-mortgage-divide-why-america-s-housing-market-is-splitting-in-two 2025-08-24T13:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/T8J-IjF8IsM/maxresdefault.jpg The Mortgage Divide: Why America’s Housing Market Is Splitting in Two! Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off Why are some homeowners thriving while others are struggling to keep up? In this video, we explore how America’s housing market has fractured—creating a sharp divide between those who locked in low mortgage rates and those buying today at much higher costs. We’ll unpack: The lock-in effect and its impact on geographic mobility Why millennials face deeper inequality within their own generation How renters are absorbing the full brunt of housing inflation The role of tariffs, interest rates, and investor behavior International comparisons with the UK and China Why your mortgage might be the most important financial instrument you own From sticky inflation to shifting migration patterns, this is the story of how housing finance is reshaping the American economy—and the lives of millions. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/T8J-IjF8IsM 2025-08-24T13:45:07.000Z Patrick Boyle 1281 yes no https://vidert.com/v/investing/video/2419/trump-s-2b-chip-deal-nvidia-s-big-payout-explained 2025-08-15T21:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/0d2pCt8JomQ/maxresdefault.jpg Trump’s $2B Chip Deal: Nvidia’s Big Payout Explained Go to https://ground.news/pb to get up to 40% off unlimited access to stay fully informed. Subscribe through my link this month for 40% off unlimited access. In this deep dive, we unpack Donald Trump’s controversial deal with Nvidia and AMD — a 15% revenue-sharing arrangement that allows U.S. AI chips to be exported to China. Is this a clever geopolitical strategy or a dangerous precedent that monetizes national security? We explore: How the deal was brokered and what it means for U.S. trade policy Legal and constitutional concerns surrounding export controls Strategic risks of enabling China’s AI development Comparisons to China’s rare earth leverage and Xi Jinping’s CEO control The broader pattern of Trump’s executive interference in private enterprise Featuring analysis on the H20 chip, inference bottlenecks, golden shares, and the future of American capitalism. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/0d2pCt8JomQ 2025-08-15T21:45:07.000Z Patrick Boyle 1780 yes no https://vidert.com/v/investing/video/2420/sales-down-pay-up-inside-tesla-s-strange-new-reality 2025-08-10T14:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/W8HEjee20V0/maxresdefault.jpg Sales Down, Pay Up: Inside Tesla’s Strange New Reality! Experience the smarter way to shop for clothes. Explore Tailor Store's made-to-order collection and embrace quality, custom fit, and zero waste ➡️ https://www.tailorstore.com/patrickboyle Tesla’s sales are falling across the globe—from the UK to China to California. So why did the board just hand Elon Musk a $29 billion pay package? In this video, we break down the contradictions at the heart of Tesla’s current moment: collapsing demand, the Cybertruck debacle, the robotaxi fantasy, and a boardroom that seems more loyal to Musk than to shareholders. We’ll explore: Why Tesla’s fundamentals are weakening How Musk’s pay compares to other CEOs The governance crisis behind the headlines Whether Tesla is still a growth company—or just a cult stock This isn’t just about one company. It’s about how corporate governance is bending under the weight of celebrity, and what happens when hype outpaces performance. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/W8HEjee20V0 2025-08-10T14:45:07.000Z Patrick Boyle 1982 yes no https://vidert.com/v/investing/video/2421/is-the-global-trading-system-breaking-down 2025-08-04T13:00:08.000Z weekly 0.5 https://i.ytimg.com/vi/P3GCAm6Ljmw/maxresdefault.jpg Is the Global Trading System Breaking Down? 🎶 Check out OpenDots ONE → https://sdqk.shokz.com/PatrickBoyle/zDbShuZW?utm_content=link In this video, we examine the implications of Trump’s latest trade deals —from the one-sided EU deal to politically charged moves against Brazil. Are the deals being structured to exclude China from global supply chains and are these tariffs just about trade, or something more? We explore how constant changes are disrupting business activity, whether manufacturing is really coming back to the U.S., and what history tells us about protectionism’s impact on innovation and productivity. Unhedged Podcast Link: https://podcasts.apple.com/us/podcast/the-eu-folds-on-tariffs/id1691284824?i=1000719679953 Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/P3GCAm6Ljmw 2025-08-04T13:00:08.000Z Patrick Boyle 1627 yes no https://vidert.com/v/investing/video/2422/epstein-follow-the-money 2025-07-26T23:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/CbJSgan4mfQ/maxresdefault.jpg Epstein - Follow The Money! 👉 To try everything Brilliant has to offer for free for a full 30 days, visit https://brilliant.org/patrick/. You’ll also get 20% off an annual premium subscription. Jeffrey Epstein was a college dropout with no formal financial training who amassed a fortune worth hundreds of millions of dollars and mingled with presidents and billionaires. Drawing on court records and media investigations we trace where Epstein's money came from and what happened to it? From his first job as a high school teacher to involvement in a Ponzi scheme, secretive offshore firms, and powerful clients like Les Wexner and Leon Black. As conspiracy theories swirl and official narratives shift, one question remains unanswered: where did Epstein's money actually come from? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/CbJSgan4mfQ 2025-07-26T23:00:07.000Z Patrick Boyle 2259 yes no https://vidert.com/v/investing/video/2423/the-mirage-of-megaprojects-why-the-west-keeps-getting-infrastructure-wrong 2025-07-18T19:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/UtApa3PA0J4/maxresdefault.jpg The Mirage of Megaprojects: Why the West Keeps Getting Infrastructure Wrong Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off 🙌🏻 DeleteMe international Plans: https://international.joindeleteme.com Britain once built world-class infrastructure with speed and purpose—now it plans ideas like a £24 billion extension cords to Morocco that are unlikely to ever work. This video dives into the rise and fall of the Xlinks Morocco–UK Power Project, exploring how overcomplication, bespoke design, and regulatory gridlock have turned modern megaprojects into cautionary tales. From fish discos at Hinkley Point C to 31,000-page environmental assessments, we ask: have we forgotten how to build? And what can we learn from countries like Ireland in the 1920s—or South Korea today—about getting big things done? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org @davidmcwilliams5765 link: https://youtu.be/niZ1OBQnODw?si=z3mVIIirWfDLE8Mw @commonsenseskeptic link: https://www.youtube.com/watch?v=XPYWyqy1hng&t=7s Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/UtApa3PA0J4 2025-07-18T19:30:07.000Z Patrick Boyle 1239 yes no https://vidert.com/v/investing/video/2424/how-jane-street-made-4-3-billion-in-india-then-got-banned 2025-07-11T18:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/ZzjfDS7y1aA/maxresdefault.jpg How Jane Street Made $4.3 Billion in India—Then Got Banned! ⭐️ Unlimited phone plan for $25/mo → https://bit.ly/TelloxPatrickBoyle Jane Street, a prominent quantitative trading firm, has been at the center of controversy in India regarding its options trading activities. The Securities and Exchange Board of India (SEBI), have accused Jane Street of market manipulation and temporarily banned the firm from accessing the Indian securities market and are seeking to recover substantial profits, allegedly earned through these activities. The Indian regulators actions against Jane Street have sparked debate within the financial industry about the nature of sophisticated trading strategies and the potential for market manipulation. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/ZzjfDS7y1aA 2025-07-11T18:30:07.000Z Patrick Boyle 1480 yes no https://vidert.com/v/investing/video/2425/bitcoin-on-the-balance-sheet-why-companies-are-turning-to-crypto-as-a-treasury-s 2025-07-05T15:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/inI0SC3Zj4A/maxresdefault.jpg Bitcoin on the Balance Sheet: Why Companies Are Turning to Crypto as a Treasury Strategy Level up your note-taking with PLAUD NOTE at https://bit.ly/4eFOGEb and use code PBOYLE for 20% OFF during Prime Day! Amazon: https://bit.ly/44r4oOJ #PLAUD#PLAUDNOTE#NoteTaker As Bitcoin surges into the financial mainstream, a growing number of companies — from obscure microcaps to global tech giants — are transforming themselves into crypto-holding entities. This video explores the rise of the corporate Bitcoin treasury strategy, tracing its origins with MicroStrategy’s dramatic pivot, the global wave of imitators, and the political entanglements reshaping the crypto landscape. With billions in digital assets now sitting on corporate balance sheets, the question is no longer whether Bitcoin belongs in business — but what happens when the music stops. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/inI0SC3Zj4A 2025-07-05T15:00:07.000Z Patrick Boyle 1265 yes no https://vidert.com/v/investing/video/2426/how-big-tech-is-quietly-taking-over-ai-without-mergers 2025-06-27T16:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/3ef5IPpncsg/maxresdefault.jpg How Big Tech Is Quietly Taking Over AI (Without Mergers) 😎 Get an exclusive 15% discount on Saily data plans! Use code BOYLE at checkout. Download Saily app or go to https://saily.com/boyle In the race to dominate generative AI, Big Tech firms haven’t just been building, they’ve been buying. But there’s something strange about most of the deals that they have struck. Companies like Meta, Microsoft, Amazon, Google, and Nvidia are embedding themselves deep within the AI ecosystem through strategic investments, exclusive partnerships, and talent acquisitions- with deals that stop just short of formal takeovers, but the economic impact of these deals it turns out – is indistinguishable from full control. Drayton D'Silva Substack Article: https://enterprisevalue.substack.com/if-i-did-it Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/3ef5IPpncsg 2025-06-27T16:15:07.000Z Patrick Boyle 1531 yes no https://vidert.com/v/investing/video/2427/the-best-worst-wall-street-films 2025-06-21T15:45:08.000Z weekly 0.5 https://i.ytimg.com/vi/_pHbzulG5p8/maxresdefault.jpg The Best & Worst Wall Street Films! Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off 🙌🏻 DeleteMe international Plans: https://international.joindeleteme.com Patrick Boyle, a former Wall Street trader, rates the biggest finance movies like "The Wolf of Wall Street," "The Big Short," "Rogue Trader" and "American Psycho" for realism. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/_pHbzulG5p8 2025-06-21T15:45:08.000Z Patrick Boyle 1509 yes no https://vidert.com/v/investing/video/2428/america-s-tax-on-foreign-investors-section-899 2025-06-11T11:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/Ox4HTxHG8K4/maxresdefault.jpg America’s Tax on Foreign Investors - Section 899 Enjoy 15% off all Hoverpens for the first 48 hours and a 10% offer after! You can also get a FREE shipping to most countries using my code PATRICK ➡️ North America / UK / Australia / International: http://bit.ly/patrickb_novium ➡️ EU: http://bit.ly/patrickb_noviumeu As the Senate decides on Donald Trump’s One Big Beautiful Budget, a lesser-known provision tucked into the House-approved bill has drawn attention from Wall Street. The measure, known as Section 899, would allow the U.S. to add a new tax of up to 20% on foreigners with U.S. investments, including multinational companies operating in the U.S. Some analysts call the provision a “revenge tax” due to its wording. It would apply to foreign entities if their home country imposes “unfair foreign taxes” against U.S. companies, according to the bill. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/Ox4HTxHG8K4 2025-06-11T11:00:07.000Z Patrick Boyle 1907 yes no https://vidert.com/v/investing/video/2429/the-trump-musk-blowup 2025-06-07T00:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/6nX63zInJkY/maxresdefault.jpg The Trump Musk Blowup! Head over to https://eightsleep.yt.link/1E2h8CM to get $350 off your very own Pod 5 Ultra. The best part is that you still get 30 days to try it at home and return it if you don’t like it - but I am confident you will keep it. Trust me, your body will thank you for this investment in better sleep. Shipping to many countries worldwide. See details at https://eightsleep.yt.link/1E2h8CM Donald Trump and Elon Musk have been locked in a public fight after Musk spent days bashing Trump's "big, beautiful bill" — a multi-trillion dollar budget key to unlocking the president's agenda currently being voted on in the Senate. In return, the president threatened to cut the federal government's contracts with Musk's companies, including SpaceX. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/6nX63zInJkY 2025-06-07T00:15:07.000Z Patrick Boyle 1258 yes no https://vidert.com/v/investing/video/2430/art-market-collapse 2025-05-31T13:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/dvcg1ytmtVA/maxresdefault.jpg Art Market Collapse? 👉 To try everything Brilliant has to offer for free for a full 30 days, visit https://brilliant.org/patrick/. You’ll also get 20% off an annual premium subscription. Why did the star lot of the spring season, a bronze head by the master sculptor Alberto Giacometti, fail to sell at Sotheby’s? Alberto Giacometti’s 1955 bust, “Grande tête mince" (“Big Thin Head”), carried a pre-sale estimate of $70 million in Sotheby’s Modern evening auction. The auctioneer started the bidding at $59 million dollars. But no one bid - the piece went unsold. It was the second high-profile lot to disappoint in two days. Andy Warhol’s “Big Electric Chair” (1967-68) was withdrawn from Christie’s 20th century evening auction the day before. Is the fine art market in trouble? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/dvcg1ytmtVA 2025-05-31T13:30:07.000Z Patrick Boyle 1176 yes no https://vidert.com/v/investing/video/2431/the-alarming-rise-in-global-debt 2025-05-25T15:15:08.000Z weekly 0.5 https://i.ytimg.com/vi/BjQUPiT-vmQ/maxresdefault.jpg The Alarming Rise in Global Debt! Happy FlexiSpot Brand Day & Memorial Day Sale, up to 65% OFF —on May 26th at 9:00 AM, the first 20 customers to place an order will have a chance to get it 100% free. If you are on a budget, FlexiSpot premium E7 will be a great option. Shop now and if you liked it, leave a note saying “Patrick Boyle” at checkout and use my code ''YTE7P50'' to get EXTRA $50 off on the E7 Plus/E7 Pro/E7L standing desk or "YTE730" to get EXTRA $30 off on the E7 standing desk! FlexiSpot E7Plus standing desk: USA: https://bit.ly/3Fd9lSU CAN: https://bit.ly/44EIpFV Developed economies around the world have been growing their debts over the last twenty-five years. This was less of a problem when interest rates were close to zero but in the era of trade wars, lower credit ratings and higher interest rates, debt is more expensive to issue and service. Bond investors have worried that governments are addicted to debt for quite some time, and recent drama in the Japanese bond market along with the deficit spending of Trump's "one big beautiful bill" lead many to question the ability of governments to cover massive budget deficits. This video looks at the drivers of growing government debt, what the money is spent on, can Elon Musk's DOGE cut spending and analyze the role of the 'bond vigilantes', to understand if huge budget deficits and government borrowing could spiral out of control. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1 https://www.youtube.com/embed/BjQUPiT-vmQ 2025-05-25T15:15:08.000Z Patrick Boyle 1693 yes no https://vidert.com/v/investing/video/2432/trump-s-big-pharma-battle-real-reform-or-empty-promise 2025-05-21T21:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/Vs8geBt14j4/maxresdefault.jpg Trump’s Big Pharma Battle: Real Reform or Empty Promise? Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com Donald Trump has promised to slash the US’s high prescription medication prices by as much as 80 per cent with an executive order that seeks to force other countries to pay more for their medicines. “Americans will no longer be forced to pay almost three times more for the exact same medicines, often made in the exact same factories,” the order said. “As the largest purchaser of pharmaceuticals, Americans should get the best deal.” Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/Vs8geBt14j4 2025-05-21T21:15:07.000Z Patrick Boyle 1989 yes no https://vidert.com/v/investing/video/2433/the-biggest-wealth-transfer-in-history-is-happening-right-now 2025-05-10T22:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/uVyBIZDwECQ/maxresdefault.jpg The Biggest Wealth Transfer In History is Happening Right Now! Go to https://surfshark.com/boyle and use code BOYLE at checkout to get 4 extra months of Surfshark VPN! Let's talk about The Great Wealth Transfer, what this means for the economy, and why millennials are expected to become the Wealthiest Generation in history. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join Books Mentioned: The Missing Billionaires - Haghani & White https://amzn.to/4di55hq https://www.youtube.com/embed/uVyBIZDwECQ 2025-05-10T22:15:07.000Z Patrick Boyle 1318 yes no https://vidert.com/v/investing/video/2434/why-is-russia-s-economy-growing 2025-05-03T17:45:07.000Z weekly 0.5 https://i.ytimg.com/vi/o68zNn2s_Rg/maxresdefault.jpg Why Is Russia's Economy Growing? ⬇️ Check out OpenDots ONE below ⬇️ Shokz.com: https://sdqk.shokz.com/PatrickBoyle/OpenDotsONE?utm_content=link Amazon: https://sdqk.shokz.com/PatrickBoyle/Amazon?utm_content=link Since Russia invaded Ukraine in 2022, its economy has surpassed most expectations. Last year, Russia’s economy grew more than the United States and Europe and on top of that Russian unemployment is at a record low. What is causing this growth and how are wartime economies different? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/o68zNn2s_Rg 2025-05-03T17:45:07.000Z Patrick Boyle 1545 yes no https://vidert.com/v/investing/video/2435/america-s-shopping-addiction 2025-04-27T15:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/eAdjgEGRIz4/maxresdefault.jpg America's Shopping Addiction! Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com For decades, the American consumer has powered not just the world's biggest economy but the entire global economy. According to the World Bank – Americans make up around one third of global consumer spending but are only 4% of the global population. We should only be so surprised by this – Americans are amongst the most productive workers in the world and thus are amongst the best paid – the fact that they are both busy and highly paid makes them naturally big consumers. In today's video we look at how tariffs, the end of the de minimis exemption and lower consumer conference may affect the American consumer. Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/eAdjgEGRIz4 2025-04-27T15:00:07.000Z Patrick Boyle 1113 yes no https://vidert.com/v/investing/video/2436/is-china-dumping-the-dollar-and-is-ray-dalio-right-about-reserve-currencies 2025-04-20T14:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/t7nj4b-619A/maxresdefault.jpg Is China Dumping the Dollar? - And is Ray Dalio Right about Reserve Currencies? 🌟Go to http://covepure.com/patrick to get $200 OFF now! In the wake of trump's liberation day tariffs, stocks, bonds and the US dollar collapsed all at once as investors started dumping American assets. Some commentators argued that China might be behind the selling to put the US government under pressure. In this week's video let's discuss if it is wise to sell US assets should investors demand a risk premium, is Ray Dalio is right about how reserve currencies change over time and what is the Mar A Lago accord? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/t7nj4b-619A 2025-04-20T14:00:07.000Z Patrick Boyle 2232 yes no https://vidert.com/v/investing/video/2437/panic-in-the-car-market-americans-rush-to-beat-tariffs 2025-04-14T17:30:07.000Z weekly 0.5 https://i.ytimg.com/vi/pmlnm_sNh68/maxresdefault.jpg Panic In the Car Market - Americans Rush to Beat Tariffs! Go to https://ground.news/pb to get up to 40% off unlimited access to stay fully informed. Subscribe through my link this month for 40% off unlimited access. Americans have ben rushing to change their cars as President Trump’s 25% tariffs on imported cars and car parts remain in effect despite the deferral of other country-based taxes that were announced last week. Analysts are predicting a drop in vehicle sales, higher new and used car prices, and increased industry costs of more than $100 billion dollars. How will you be affected by Trump's new car tariffs? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/pmlnm_sNh68 2025-04-14T17:30:07.000Z Patrick Boyle 1579 yes no https://vidert.com/v/investing/video/2438/how-trump-s-tariffs-will-transform-global-trade 2025-04-04T23:30:26.000Z weekly 0.5 https://i.ytimg.com/vi/IpKe_HbVG64/maxresdefault.jpg How Trump’s Tariffs Will Transform Global Trade? Go to https://surfshark.com/boyle for 4 extra months of Surfshark President Trump’s announcement of reciprocal tariffs on April second were more severe than the market expected. On top of a 10 per cent universal minimum tariff, the new regime includes significantly higher tariffs for most major trading partners and brings US effective tariff rates to levels we have not seen since the early 1900s. How will Trump's Liberation Day Tariffs transform global trade? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Hidden Forces Podcast: https://hiddenforces.io/podcasts/end-of-the-german-economic-miracle-wolfgang-munchau/ Manoj Pradhan & Charles Goodhart - The Great Demographic Reversal: https://amzn.to/42zBaNW Michael Pettis & Matthew Klein - Trade Wars are Class Wars: https://amzn.to/42kiiB4 Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/IpKe_HbVG64 2025-04-04T23:30:26.000Z Patrick Boyle 1769 yes no https://vidert.com/v/investing/video/2439/is-elon-musk-s-business-empire-collapsing 2025-03-29T15:00:07.000Z weekly 0.5 https://i.ytimg.com/vi/AT7x31Jm9go/maxresdefault.jpg Is Elon Musk's Business Empire Collapsing? Ad: 🔒Remove your personal information from the web at https://joindeleteme.com/BOYLE and use code BOYLE for 20% off 🙌 DeleteMe international Plans: https://international.joindeleteme.com Elon Musk once described competition for his businesses as non-existent, but today the two businesses that underpin his corporate empire - Tesla and SpaceX, are facing more and more competition. In todays video we examine if Elon Musk's business empire is collapsing? Patrick's Books: Statistics For The Trading Floor: https://amzn.to/3eerLA0 Derivatives For The Trading Floor: https://amzn.to/3cjsyPF Corporate Finance: https://amzn.to/3fn3rvC Ways To Support The Channel Patreon: https://www.patreon.com/PatrickBoyleOnFinance Buy Me a Coffee: https://www.buymeacoffee.com/patrickboyle Visit our website: https://www.onfinance.org Follow Patrick on Twitter Here: https://bsky.app/profile/pboyle.bsky.social Business Inquiries ➡️ sponsors@onfinance.org Patrick Boyle On Finance Podcast: Spotify: https://open.spotify.com/show/7uhrWlDvxzy9hLoW0EYf0b Apple: https://podcasts.apple.com/us/podcast/patrick-boyle-on-finance/id1547740313 Google Podcasts: https://tinyurl.com/62862nve Join this channel to support making this content: https://www.youtube.com/channel/UCASM0cgfkJxQ1ICmRilfHLw/join https://www.youtube.com/embed/AT7x31Jm9go 2025-03-29T15:00:07.000Z Patrick Boyle 1318 yes no https://vidert.com/v/investing/video/2440/the-risk-the-war-in-iran-poses-to-the-global-economy 2026-03-06T17:20:58.000Z weekly 0.5 https://i.ytimg.com/vi/d-SagPpEz80/maxresdefault.jpg The Risk the War in Iran Poses to the Global Economy 00:00 - Intro 02:12 - Iran Primer 03:36 - Iran’s Oil 04:55 - The Strait of Hormuz 08:17 - Global Economic Impacts 11:11 - How This Impacts the US? 12:40 - What About Stocks? 13:17 - Final Considerations The Impact of War on Markets and the Economy: https://youtu.be/vl156QpXr5g?si=1QIYNSTklODaVS3B On February 28th, the US and Israel launched a massive military operation in Iran aimed to hamstringing the countries military aspirations, and seemingly to bring about a complete regime change. Today, we dive into why economists are bracing for an impact. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/d-SagPpEz80 2026-03-06T17:20:58.000Z The Plain Bagel 886 yes no https://vidert.com/v/investing/video/2441/trump-s-tariffs-deemed-illegal-what-now 2026-02-27T17:01:24.000Z weekly 0.5 https://i.ytimg.com/vi/iOkLFrTjbho/maxresdefault.jpg Trump's Tariffs Deemed Illegal - What Now? 00:00 - Intro 01:36 - The Supreme Court Ruling 03:23 - What Tariffs Are Impacted? 05:02 - What About Refunds? 06:57 - The Implications 07:46 - Section 122 Tariffs 09:54 - Trump's Tariff Options 11:46 - Why the Update Still Matters The US Supreme Court has ruled that Trump's IEEPA tariffs are illegal - let's dive into what this means and how else Turmp may pursue tariffs. News Theme 1 by Audionautix is licensed under a Creative Commons Attribution 4.0 license. https://creativecommons.org/licenses/by/4.0/ Artist: http://audionautix.com/ DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/iOkLFrTjbho 2026-02-27T17:01:24.000Z The Plain Bagel 921 yes no https://vidert.com/v/investing/video/2442/the-cost-of-alberta-separatism 2026-02-13T17:13:05.000Z weekly 0.5 https://i.ytimg.com/vi/I-3gj5g-7PA/maxresdefault.jpg The Cost of Alberta Separatism 00:00 - Intro 03:11 - Primer on Alberta 04:35 - Albertan Separatism 05:51 - Transfer Payments 07:15 - Canada Pension Plan 08:30 - The Fiscal Upside 09:35 - What's Missing 12:19 - The Issues With Independence 16:59 - Concluding Thoughts There's been a growing movement calling for Alberta to separate from the rest of Canada. Today, we debunk some of the misinformation driving the call for secession, and some of the valid gripes the province has. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/I-3gj5g-7PA 2026-02-13T17:13:05.000Z The Plain Bagel 1126 yes no https://vidert.com/v/investing/video/2443/the-canada-china-trade-deal 2026-01-23T18:31:02.000Z weekly 0.5 https://i.ytimg.com/vi/eQKmPACbKQA/maxresdefault.jpg The Canada-China Trade Deal 👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 00:00 - Intro 03:15 - Canada and China Background 06:48 - The Trade Deal 08:58 - Other Agreements 10:24 - Why China? 13:15 - Controversy 14:50 - Final Thoughts 17:38 - Conclusion Last week, we saw Canada and China enter a new trade deal, thawing what's been a icy relationship between the two countries. Today we'll cover what's in the deal, and what it means for Canada and its relationship with the US for trade. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/eQKmPACbKQA 2026-01-23T18:31:02.000Z The Plain Bagel 1084 yes no https://vidert.com/v/investing/video/2444/the-venezuela-oil-grab-what-it-means-for-oil-markets-and-canada 2026-01-10T17:08:50.000Z weekly 0.5 https://i.ytimg.com/vi/yCLvzlAijso/maxresdefault.jpg The Venezuela Oil Grab - What it Means for Oil Markets (and Canada) Last weekend, the US captured Venezuelan dictator Nicolas Maduro and made moves to secure the country's oil. Today we'll discuss the feasibility of building out Venezuela's oil industry, and the risk it poses to Canada as a key oil supplier to the US. DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/yCLvzlAijso 2026-01-10T17:08:50.000Z The Plain Bagel 1074 yes no https://vidert.com/v/investing/video/2445/what-a-year 2025-12-30T16:08:28.000Z weekly 0.5 https://i.ytimg.com/vi/F_cxeO5Jm6Q/maxresdefault.jpg What A Year... 👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant. 2025 has been a crazy year - let's unwind with the annual finance rewind and review what these past 12 months meant for markets and the world economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). Richard makes no warranties regarding the accuracy of data included in this video. https://www.youtube.com/embed/F_cxeO5Jm6Q 2025-12-30T16:08:28.000Z The Plain Bagel 1139 yes no https://vidert.com/v/investing/video/2446/investment-analyst-reacts-to-finance-tiktoks-naughty-nice-edition 2025-12-12T17:19:45.000Z weekly 0.5 https://i.ytimg.com/vi/bkvpEHnhoGU/maxresdefault.jpg Investment Analyst Reacts to Finance TikToks - Naughty & Nice Edition It's Christmas season, you know what that means - more financial TikToks. My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WE DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/bkvpEHnhoGU 2025-12-12T17:19:45.000Z The Plain Bagel 1411 yes no https://vidert.com/v/investing/video/2447/the-bitcoin-treasury-reckoning-why-people-are-blaming-jpmorgan 2025-11-28T17:32:44.000Z weekly 0.5 https://i.ytimg.com/vi/jYcMkhxfoNU/maxresdefault.jpg The Bitcoin Treasury Reckoning - Why People Are Blaming JPMorgan 00:00 - Intro 03:50 - Why bitcoin’s price has fallen 05:27 - The decline of treasury companies 08:33 - Is Strategy about to collapse? 12:56 - The JPMorgan conspiracy 15:40 - Debunking the claims Richard does not hold a position in JPM, MSTR or any other bitcoin treasury companies. With bitcoin's price down, bitcoin treasury companies have been pummeled - now investors are blaming JP Morgan. Today we dive into what's happening. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/jYcMkhxfoNU 2025-11-28T17:32:44.000Z The Plain Bagel 1201 yes no https://vidert.com/v/investing/video/2448/live-birthday-q-a-stream-5 2025-11-14T18:10:41.000Z weekly 0.5 https://i.ytimg.com/vi/SZndN9ju0YU/maxresdefault.jpg Live Birthday Q&A Stream # 5 It's the Birthday Q&A! If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer). https://www.youtube.com/embed/SZndN9ju0YU 2025-11-14T18:10:41.000Z The Plain Bagel 3770 yes no https://vidert.com/v/investing/video/2449/let-s-talk-about-the-ai-bubble 2025-11-07T17:01:14.000Z weekly 0.5 https://i.ytimg.com/vi/fIcWfHikAOo/maxresdefault.jpg Let's Talk About the AI Bubble Everyone believes we're in a bubble...so why are companies still spending hundreds of billions on the space? We lay things out in today's video. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/fIcWfHikAOo 2025-11-07T17:01:14.000Z The Plain Bagel 1343 yes no https://vidert.com/v/investing/video/2450/the-2025-gold-rush-debasement-trade-or-fomo 2025-10-24T16:11:00.000Z weekly 0.5 https://i.ytimg.com/vi/3tF_lGbzCYU/maxresdefault.jpg The 2025 Gold Rush - "Debasement Trade" or FOMO? To learn for free on Brilliant (today's sponsor), go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant! 00:00 - Introduction 02:14 - Why Investors Buy Gold 04:10 - Why Gold's Rallying 08:34 - The Debasement Trade 09:47 - Considerations 13:27 - Gold's Questionable Price Stability 16:11 - Sponsor Gold's price has been skyrocketing, with murmurings of a great "debasement trade" driving returns. Today we'll dive into what's driving performance, and the overall trends around gold. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/3tF_lGbzCYU 2025-10-24T16:11:00.000Z The Plain Bagel 1074 yes no https://vidert.com/v/investing/video/2451/investment-analyst-reacts-to-finance-tiktoks-bonus-edition 2025-10-10T16:01:11.000Z weekly 0.5 https://i.ytimg.com/vi/_D4Xwpa4trE/maxresdefault.jpg Investment Analyst Reacts to Finance TikToks - Bonus Edition Welcome to the 10th TikTok Review video! My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager. Cover call video: https://youtu.be/R0JeJdiJc1A?si=WN-kRgKH0heQg3WE DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/_D4Xwpa4trE 2025-10-10T16:01:11.000Z The Plain Bagel 1760 yes no https://vidert.com/v/investing/video/2452/why-central-banks-target-2-inflation 2025-09-26T16:55:00.000Z weekly 0.5 https://i.ytimg.com/vi/CnoDKqlcR4Y/maxresdefault.jpg Why Central Banks Target 2% Inflation To learn for free on Brilliant, go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives you unlimited daily access to everything on Brilliant! 00:00 - Introduction 02:09 - The Origin of 2% Inflation 04:03 - Argument for 2% 06:57 - Why Not Deflation? 09:21 - Costs and Considerations 12:30 - Why the Target Won't Change 13:48 - Sponsor Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/CnoDKqlcR4Y 2025-09-26T16:55:00.000Z The Plain Bagel 928 yes no https://vidert.com/v/investing/video/2453/are-trump-s-tariffs-working 2025-09-12T16:00:12.000Z weekly 0.5 https://i.ytimg.com/vi/4GzsSoE7OiI/maxresdefault.jpg Are Trump's Tariffs Working? 00:00 - Introduction 02:12 - Why Economists Disagree 04:06 - Where’s the inflation? 08:12 - Are Tariffs Deflationary? 10:00 - What About Manufacturing? 11:32 - New Investments in the US 15:06 - Why is GDP Growing? Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/4GzsSoE7OiI 2025-09-12T16:00:12.000Z The Plain Bagel 1076 yes no https://vidert.com/v/investing/video/2454/an-ai-scammer-is-trying-to-steal-my-viewer-s-money 2025-08-30T16:00:46.000Z weekly 0.5 https://i.ytimg.com/vi/UaHW24jOYVw/maxresdefault.jpg An AI Scammer Is Trying to Steal My Viewer's Money Found a video of me trying to scam my viewers. https://www.youtube.com/embed/UaHW24jOYVw 2025-08-30T16:00:46.000Z The Plain Bagel 471 yes no https://vidert.com/v/investing/video/2455/clearing-up-the-inflation-target-misinformation 2025-08-25T17:47:03.000Z weekly 0.5 https://i.ytimg.com/vi/yPxQJuGlm38/maxresdefault.jpg Clearing Up the Inflation Target Misinformation Video of Jerome Powell Jackson Hole speech: https://www.youtube.com/watch?v=PZdOFw-gTo8 Speech Transcript: https://www.federalreserve.gov/newsevents/speech/powell20250822a.htm Video on the impact rates cuts have on stocks: https://youtu.be/rSpVmpiUTTM Video on the Petrodollar Agreement: https://youtu.be/XK8DQEyXODU This past Friday we had rumours circulate that Federal Reserve Chair Jerome Powell had abandoned the bank's 2% inflation target. Today, we dive into what ACTUALLY happened at the Jackson Hole address. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/yPxQJuGlm38 2025-08-25T17:47:03.000Z The Plain Bagel 596 yes no https://vidert.com/v/investing/video/2456/the-bitcoin-treasury-infinite-money-glitch 2025-08-15T16:15:07.000Z weekly 0.5 https://i.ytimg.com/vi/pICIXeWV9WE/maxresdefault.jpg The Bitcoin Treasury "Infinite Money Glitch" Richard does not hold a position in MSTR or any other bitcoin treasury companies. Bitcoin treasuries have become a popular strategy for companies thanks to Michael Saylor and his firm Strategy (formerly MicroStrategy). Let's dive into how this idea has taken off, and what it means for bitcoin. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/pICIXeWV9WE 2025-08-15T16:15:07.000Z The Plain Bagel 971 yes no https://vidert.com/v/investing/video/2457/no-deal-for-canada-now-what 2025-08-04T16:03:18.000Z weekly 0.5 https://i.ytimg.com/vi/dWUUavyfJh4/maxresdefault.jpg No Deal For Canada - Now What? 00:00 - Intro 02:22 - Recap 04:47 - The Latest Tariff Update 05:47 - The CUSMA Exemption 08:04 - Effective Tariff Rates 08:58 - The (Still) Negative Impact of Tariffs 10:34 - Where Canada Goes From Here 12:40 - Conclusion On Thursday we got the news that Canada would be seeing its tariff rate increase to 35% after failing to reach a new agreement with the US. Today we'll discuss what it means for Canada's economy, and why the tariff rates ACTUALLY being paid are far from this amount. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/dWUUavyfJh4 2025-08-04T16:03:18.000Z The Plain Bagel 797 yes no https://vidert.com/v/investing/video/2458/the-biggest-trade-deal-ever-the-eu-us-agreement-explained 2025-07-29T16:56:16.000Z weekly 0.5 https://i.ytimg.com/vi/yb9-7U8pB10/maxresdefault.jpg "The Biggest Trade Deal Ever" - The EU-US Agreement Explained On Sunday the US and EU announced a trade deal, subverting a massive trade war - let's go over the details of the agreement. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/yb9-7U8pB10 2025-07-29T16:56:16.000Z The Plain Bagel 642 yes no https://vidert.com/v/investing/video/2459/america-s-crypto-regulation-what-the-genius-and-clarity-act-means-for-markets 2025-07-25T16:19:42.000Z weekly 0.5 https://i.ytimg.com/vi/bdE2MJ8gfcA/maxresdefault.jpg America's Crypto Regulation - What the Genius and Clarity Act Means For Markets With Crypto Week having drawn to a close, let's take some time to go through the laws that have passed, and what's trying to be passed - we'll go over the Genius Act, Clarity Act, and Anti-CBDC Act. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/bdE2MJ8gfcA 2025-07-25T16:19:42.000Z The Plain Bagel 878 yes no https://vidert.com/v/investing/video/2460/the-problem-with-robinhood-s-tokenized-stock-offering 2025-07-11T16:01:00.000Z weekly 0.5 https://i.ytimg.com/vi/SQ55rV62hME/maxresdefault.jpg The Problem With Robinhood’s Tokenized Stock Offering Take your personal data back with Incogni! Use code BAGEL at the link below and get 60% off an annual plan: https://incogni.com/bagel NOTE: Richard does not hold any position (long or short) in Robinhood. Robinhood recently launched a new tokenized stock offering for private companies SpaceX and OpenAI...without the companies' approval. Today we dive into how the tokens work, the risks faced by investors, and implications for the broader finance industry. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/SQ55rV62hME 2025-07-11T16:01:00.000Z The Plain Bagel 997 yes no https://vidert.com/v/investing/video/2461/the-impact-of-war-on-markets-and-the-economy 2025-06-20T16:02:06.000Z weekly 0.5 https://i.ytimg.com/vi/vl156QpXr5g/maxresdefault.jpg The Impact of War on Markets and the Economy 00:00 - Introduction 01:52 - How War Affects GDP 03:20 - Impact on Countries Outside the US 07:27 - Other Consequences of War 09:28 - Spill-Over Effect 11:10 - What About Stocks? 13:10 - Conclusion War has sadly become increasingly topical, leading some to speculate how geopolitical events may impact markets. Today's video will look historically to see how warfare typically impacts investments and the economy. If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :) DISCLAIMER: This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers https://www.youtube.com/embed/vl156QpXr5g 2025-06-20T16:02:06.000Z The Plain Bagel 883 yes no